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Chase Sapphire Preferred® Card vs TD FlexPay Credit Card

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Feature
Basic Information
Issuer
ChaseTD Bank
Card Network
Card Type
Data: 2/2 cards
travelbalance transfer
Card Tier
Data: 1/2 cards
Mid Tier
Credit Score
Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$95$0
Foreign Transaction Fee
NoneYes (3%)
Purchase APR
20.49% – 27.49%17.49% – 27.49%
Intro APR
Rewards
Welcome Bonus
Earn 75,000 points
Bonus Value
$937.5
Reward Rate
Data: 1/2 cards
5x pts on lyft rides
Reward Program
Data: 1/2 cards
Chase Ultimate Rewards
Earning Rates
All other purchases1x pts
All other travel2x ptsTravel not booked through Chase Travel℠
Dining3x ptsRestaurants worldwide, including eligible delivery services
Lyft rides5x ptsThrough March 31, 2025
Online grocery purchases3x ptsExcluding Target, Walmart, and wholesale clubs
Other travel purchases2x pts
Select streaming services3x ptsEligible streaming subscriptions
Travel purchased through Chase Travel℠5x ptsMust book through Chase Travel℠ portal
Benefits
Key Benefits
  • $50 Annual Chase Travel Hotel Credit
  • $50 Annual Chase Travel Hotel Credit
  • 1:1 Point Transfers to Airline & Hotel Partners
  • +9 more
  • Cell phone protection
  • Contactless Payments
  • Digital Wallet
  • +3 more