$0
Annual fee
See the card
Card reviewTD Bank
Updated Jul 2, 2026 · researchTF
TD BankEditorially reviewed
TD FlexPay Credit Card
Get TD Bank's best balance transfer offer with no annual fee.
Personal
Visa
$0
Annual fee
—
Top rate
3%
Foreign fee
N/A
Rating
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
APR Information
- Purchase APR
- 17.49% - 27.49%
- Balance Transfer APR
- 17.49% - 27.49%0% intro APR for 18 months
- Cash Advance APR
- 28.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
6 benefits
Travel Access & Perks
Purchase Protection
Statement Credits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
TD FlexPay Credit Card is a no-annual-fee TD Bank Visa credit card focused on balance transfers, with a 0% introductory APR on balance transfers for the first 18 billing cycles for transfers made within the first 90 days of account opening.
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Current offer available with no annual fee.
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them through editorial review.
Last updated:
Editorial Review
Pending editorial review.
Data Quality
- 5 of 6 benefits rated high confidence
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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