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  4. Emirates Skywards Rewards World Elite Mastercard vs GM Rewards™ Mastercard®

Emirates Skywards Rewards World Elite Mastercard vs GM Rewards™ Mastercard®

Side-by-side comparison of fees, rewards, benefits, and more.

How to read missing comparison values

  • A dash (—) means that value is not currently available for that card.
  • Coverage labels like 2/4 cards show how many selected cards have that metric populated.
  • Card Type, Card Tier, Rating, and Reward Program are editorial/CMS fields and may still be pending enrichment.
Swipe horizontally to compare all columns
Feature
EM
Emirates Skywards Rewards World Elite Mastercard
GM
GM Rewards™ Mastercard®
Basic Information
Issuer
BarclaysBarclays
Card Network
Card Type
Data: 2/2 cards
travelcashback
Card Tier
Data: 2/2 cards
PremiumMid Tier
Credit Score
Excellent(750+)Good(700-749)
Rating
Data: 0/2 cards
——
Fees & APR
Annual Fee
$99$0
Foreign Transaction Fee
NoneYes (3%)
Purchase APR
19.49% – 29.49%22.24% – 32.24%
Intro APR
—0% for 9 months
Rewards
Welcome Bonus
Earn 40,000 milesEarn 30,000 points
Bonus Value
$400$300
Reward Rate
Data: 2/2 cards
3x miles on emirates purchases7x pts on eligible gm purchases
Reward Program
Data: 2/2 cards
Emirates SkywardsGM Rewards
Earning Rates
All other purchases1x milesall other eligible purchases3x ptsGroceries, gas, restaurants, travel, and more
Eligible GM purchases—7x ptsPlus up to 3x points for being a GM Rewards Member (total up to 10x)
Emirates purchases3x mileseligible Emirates purchases (emirates.com or Emirates Sales office)—
Travel purchases2x mileseligible travel purchases—
Benefits
Key Benefits
  • $0 Fraud Liability Protection
  • 25% Savings on Buy or Gift Miles
  • Complimentary FICO Credit Score
  • +3 more
  • $0 Fraud Liability
  • Add Authorized Users
  • Complimentary FICO® Credit Score
  • +1 more