Card reviewAmerican Express
Updated Apr 14, 2026 · research
DS
American ExpressDelta SkyMilesEditorially reviewed

Delta SkyMiles® Blue American Express Card

A no-annual-fee Delta SkyMiles card that earns miles on Delta purchases and everyday spending, ideal for occasional Delta flyers.

Entry LevelPersonal
American Express
Credit profile: good
$0
Annual fee
2x miles delta air lines purchases
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

10,000 miles

$120 estimated value

Spend $1,000 in 90 days

issuer page

Card Offers

public

10,000 miles

$120 estimated value

Spend $1,000 in 90 days

issuer page

Earning Rates

Delta Air Lines purchases
2xmiles

Purchases made directly with Delta

Restaurants
2xmiles

Dining at restaurants worldwide

All other purchases
1xmiles

Pros & Cons

Pros

  • No annual fee makes it a zero-cost entry point into the Delta SkyMiles program
  • Earns 2x miles on both Delta purchases and restaurant dining worldwide
  • 20% back as a statement credit on eligible in-flight food, beverages, and audio headsets
  • No foreign transaction fees, useful for international travel
  • Welcome offer of 10,000 bonus miles after a modest $1,000 spend in 90 days

Cons

  • Does not include premium Delta perks such as free checked bags or priority boarding
  • Miles are locked into the Delta SkyMiles program, limiting redemption flexibility
  • Earns only 1x mile on most everyday spending categories outside Delta and dining
  • 20% in-flight savings is limited to food, beverages, and audio headsets, excluding Wi-Fi
  • Purchase APR can reach 29.99%, which is high if a balance is carried month to month

Key Takeaways

  • No annual fee makes this card a low-risk option for infrequent Delta travelers
  • Earns 2x miles on Delta and restaurant purchases, 1x on everything else
  • The 20% in-flight statement credit applies only to eligible food, beverages, and audio headsets on Delta flights
  • No foreign transaction fees add value for cardholders who travel internationally
  • The welcome bonus of 10,000 miles requires $1,000 in spending within 90 days

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
20.99% - 29.99%
Cash Advance APR
29.99%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

3 benefits

Travel Credits

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

Hidden Gems

20% Back on In-Flight Dining

The 20% statement credit on eligible in-flight food, beverages, and audio headsets on Delta flights is easy to overlook but can add up for frequent in-cabin spenders, effectively reducing the out-of-pocket cost of those purchases by one-fifth.

No Foreign Transaction Fees on an Entry-Level Card

Foreign transaction fee waivers are more commonly associated with premium travel cards, but this no-annual-fee card includes the benefit, making it a practical travel companion abroad at no extra cost.

Frequently Asked Questions

Does the Delta SkyMiles® Blue American Express Card have an annual fee?
No, the Delta SkyMiles® Blue American Express Card carries no annual fee. This makes it a cost-free way to earn Delta SkyMiles on everyday purchases and Delta spending.
What is the welcome bonus for the Delta SkyMiles® Blue Card?
New cardholders can earn 10,000 bonus miles after spending $1,000 on purchases within the first 90 days of card membership. This bonus is estimated to be worth approximately $120 in value.
How many miles does the card earn on Delta purchases?
The card earns 2 miles per dollar on purchases made directly with Delta Air Lines. It also earns 2 miles per dollar at restaurants worldwide and 1 mile per dollar on all other eligible purchases.
Does the card charge foreign transaction fees?
No, the Delta SkyMiles® Blue American Express Card does not charge foreign transaction fees. This makes it a reasonable option for international use when traveling abroad.
What is the 20% in-flight savings benefit?
When you use the card to pay for eligible in-flight purchases of food, beverages, and audio headsets on Delta-operated flights, you receive 20% back as a statement credit. This benefit does not apply to in-flight Wi-Fi or other purchases not explicitly listed.
What credit score is needed to apply for the Delta SkyMiles® Blue Card?
The card is generally recommended for applicants with good credit. Meeting the credit score requirement does not guarantee approval, as American Express considers multiple factors in its decision.
What is the purchase APR for this card?
The purchase APR ranges from 20.99% to 29.99%, depending on creditworthiness. The cash advance APR is 29.99%.
How do Delta SkyMiles earned with this card get redeemed?
Miles are earned in the Delta SkyMiles program and can be used for Delta Air Lines flights and other redemptions through the program. The card itself does not offer cash back or statement credit redemptions for miles earned on purchases.
Is the Delta SkyMiles® Blue Card a good fit if I only fly Delta occasionally?
Yes, the card is designed specifically for occasional Delta travelers. The no-annual-fee structure means there is no cost to holding the card, making it practical for infrequent flyers who still want to earn miles.
Does this card offer priority boarding or a free checked bag?
The canonical benefits for this card include no annual fee, 20% in-flight savings on eligible purchases, and no foreign transaction fees. Priority boarding and free checked bag benefits are not listed among this card's benefits.

About This Card

This card is best for occasional Delta flyers who want to earn SkyMiles on Delta purchases and dining without paying an annual fee. It suits consumers who prioritize low costs over premium airline perks.

The Delta SkyMiles® Blue American Express Card is an entry-level co-branded airline credit card issued by American Express in partnership with Delta Air Lines. It carries no annual fee and earns Delta SkyMiles on Delta purchases and everyday spending. The card is designed for occasional Delta travelers who want to earn miles without paying an annual fee.

The Delta SkyMiles® Blue Card is one of the few co-branded airline cards that charges no annual fee while still offering a category bonus on both airline purchases and worldwide dining.

Ready to Decide?

Apply for the Delta SkyMiles® Blue American Express Card

10,000 miles, worth about $120 estimated value, with no annual fee.

Spend $1,000 in 90 days

Reward Program

Delta SkyMiles

Earns Miles

Learn more

Card Categories

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 3 of 3 benefits rated high confidence
  • 0 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

Found an error? Report it here.