$550
Annual fee
See the card
Card reviewAmerican Express
Updated Jul 19, 2026 · research
American ExpressDelta SkyMiles
Delta SkyMiles® Blue American Express Card
A no-annual-fee Delta SkyMiles Card that earns miles on Delta purchases, restaurants, and everyday purchases.
Entry LevelPersonal
American Express
$0
Annual fee
2x miles delta purchases
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 10,000 miles
Spend $1,000 in 180 days
Verifiedissuer
Card Offers
public
Earn 10,000 miles
Spend $1,000 in 180 days
issuer
Earning Rates
Delta purchases
2xmiles
On eligible purchases made directly with Delta.
Restaurants worldwide
2xmiles
Includes takeout and delivery in the U.S.
Other eligible purchases
1xmiles
Pros & Cons
Pros
- No annual fee makes it a zero-cost entry point into the Delta SkyMiles program
- Earns 2x miles on both Delta purchases and restaurant dining worldwide
- 20% back as a statement credit on eligible in-flight food, beverages, and audio headsets
- No foreign transaction fees, useful for international travel
- Welcome offer of 10,000 bonus miles after a modest $1,000 spend in 90 days
Cons
- Does not include premium Delta perks such as free checked bags or priority boarding
- Miles are locked into the Delta SkyMiles program, limiting redemption flexibility
- Earns only 1x mile on most everyday spending categories outside Delta and dining
- 20% in-flight savings is limited to food, beverages, and audio headsets, excluding Wi-Fi
Key Takeaways
- No annual fee makes this card a low-risk option for infrequent Delta travelers
- Earns 2x miles on Delta and restaurant purchases, 1x on everything else
- The 20% in-flight statement credit applies only to eligible food, beverages, and audio headsets on Delta flights
- No foreign transaction fees add value for cardholders who travel internationally
- The welcome bonus of 10,000 miles requires $1,000 in spending within 90 days
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 20.24% - 29.24%
- Cash Advance APR
- 29.49%
- Penalty APR
- 29.99%May apply if you pay late
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
6 benefits including 1 hidden gems
Travel Insurance
Travel Credits
Purchase Protection
Statement Credits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
Does the Delta SkyMiles® Blue American Express Card have an annual fee?
No, the Delta SkyMiles® Blue American Express Card carries no annual fee. This makes it a cost-free way to earn Delta SkyMiles on everyday purchases and Delta spending.
How many miles does the card earn on Delta purchases?
The card earns 2 miles per dollar on purchases made directly with Delta Air Lines. It also earns 2 miles per dollar at restaurants worldwide and 1 mile per dollar on all other eligible purchases.
Does the card charge foreign transaction fees?
No, the Delta SkyMiles® Blue American Express Card does not charge foreign transaction fees. This makes it a reasonable option for international use when traveling abroad.
What is the 20% in-flight savings benefit?
When you use the card to pay for eligible in-flight purchases of food, beverages, and audio headsets on Delta-operated flights, you receive 20% back as a statement credit. This benefit does not apply to in-flight Wi-Fi or other purchases not explicitly listed.
What credit score is needed to apply for the Delta SkyMiles® Blue Card?
The card is generally recommended for applicants with good credit. Meeting the credit score requirement does not guarantee approval, as American Express considers multiple factors in its decision.
How do Delta SkyMiles earned with this card get redeemed?
Miles are earned in the Delta SkyMiles program and can be used for Delta Air Lines flights and other redemptions through the program. The card itself does not offer cash back or statement credit redemptions for miles earned on purchases.
Is the Delta SkyMiles® Blue Card a good fit if I only fly Delta occasionally?
Yes, the card is designed specifically for occasional Delta travelers. The no-annual-fee structure means there is no cost to holding the card, making it practical for infrequent flyers who still want to earn miles.
Does this card offer priority boarding or a free checked bag?
The canonical benefits for this card include no annual fee, 20% in-flight savings on eligible purchases, and no foreign transaction fees. Priority boarding and free checked bag benefits are not listed among this card's benefits.
About This Card
This card is best for occasional Delta flyers who want to earn SkyMiles on Delta purchases and dining without paying an annual fee. It suits consumers who prioritize low costs over premium airline perks.
The Delta SkyMiles® Blue American Express Card is a personal Delta co-branded travel rewards credit card with a $0 annual fee. It earns Delta SkyMiles on Delta purchases, restaurants worldwide, and other eligible purchases, and includes Delta-focused benefits such as 20% back on eligible in-flight purchases and Pay with Miles.
The Delta SkyMiles® Blue Card is one of the few co-branded airline cards that charges no annual fee while still offering a category bonus on both airline purchases and worldwide dining.
Ready to Decide?
Apply for the Delta SkyMiles® Blue American Express Card
Earn 10,000 miles with no annual fee.
Spend $1,000 in 180 days
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Sources & Methodology
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