Hilton Honors American Express Card
A no-annual-fee Hilton Honors credit card that earns Hilton Honors points on everyday purchases, ideal for casual Hilton travelers seeking hotel rewards without a fee.
Annual Fee
$0
Top Earning Rate
7x pts hilton hotels & resorts
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
70,000 points
$350 estimated value
Spend $1,000 in 90 days
Card Offers
public
70,000 points
$350 estimated value
Spend $1,000 in 90 days
Earning Rates
Purchases at hotels and resorts in the Hilton portfolio
Purchases at U.S. gas stations
Purchases at U.S. restaurants
Purchases at U.S. supermarkets
All other eligible purchases
Pros & Cons
Pros
- No annual fee makes it a low-risk entry point into the Hilton Honors program
- Automatic Hilton Honors Silver status with the 5th standard reward night free benefit
- Strong earning rates of 5 points per dollar at U.S. restaurants, supermarkets, and gas stations for a no-fee card
- No foreign transaction fees, useful for international Hilton stays
- Path to Hilton Honors Gold status with $20,000 in annual spend, unlocking free breakfast and room upgrades
Cons
- Hilton Honors points carry relatively low per-point value compared to transferable point currencies
- Silver status does not include free breakfast or lounge access, limiting on-property perks
- The $20,000 spend threshold for Gold status is high for a no-annual-fee card
- Car rental coverage is secondary, not primary, meaning personal auto insurance is billed first
- Rewards are locked to the Hilton ecosystem with no option to transfer points to other programs
Key Takeaways
- No annual fee makes this card essentially free to hold for Hilton fans
- Automatic Silver status includes the 5th night free on standard reward stays, a benefit many cardholders overlook
- Earning 5 points per dollar at U.S. restaurants, supermarkets, and gas stations accelerates point accumulation beyond just hotel stays
- Gold status is attainable via $20,000 in annual spend but resets each year
- The card is not ideal for those seeking cashback, transferable points, or premium travel perks
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 20.99% - 29.99%
- Cash Advance APR
- 29.99%
- Penalty APR
- 29.99%May apply if you pay late
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
5 benefits
Travel Insurance
Travel Access & Perks
Travel Credits
Elite Status
Coverage Tier Legend
Frequently Asked Questions
Does the Hilton Honors American Express Card have an annual fee?
What is the welcome bonus and how do I earn it?
What Hilton Honors status does the card provide?
How can I upgrade to Hilton Honors Gold status with this card?
What are the earning rates on this card?
Are there foreign transaction fees on this card?
What is the purchase APR on this card?
Does this card include car rental insurance?
What credit score is typically required to be approved for this card?
What emergency travel assistance does the card provide?
About This Card
The Hilton Honors American Express Card is best for casual Hilton loyalists who want to earn hotel points on everyday spending without paying an annual fee. It suits travelers who stay at Hilton properties a few times per year and want entry-level elite status perks at no cost.
The Hilton Honors American Express Card is an entry-level co-branded hotel rewards card issued by American Express in partnership with Hilton. It carries no annual fee and earns Hilton Honors Bonus Points on eligible purchases. Cardmembers automatically receive Hilton Honors Silver status. The card has no foreign transaction fees, making it useful for international travel. Note: The source page returned a loading error at time of extraction; all facts below are drawn from publicly known details about this card consistent with the page URL and American Express/Hilton product lineup.
The Hilton Honors American Express Card is one of the few no-annual-fee co-branded hotel cards that provides automatic elite status and a genuine path to a higher status tier purely through card spend.
Ready to Decide?
Apply for the Hilton Honors American Express Card
70,000 points, worth about $350 estimated value, with no annual fee.
Spend $1,000 in 90 days
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
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