$0
Annual fee
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Card reviewDiscover
Updated Aug 12, 2026 · research
DiscoverDiscover it Miles Rewards
Discover it Miles
A flexible travel card with reliable rewards that matches every mile earned at the end of the first year.
Entry LevelPersonal
Discover
$0
Annual fee
1.5x miles all purchases
Top rate
N/A
Foreign fee
N/A
Rating
Earning Rates
All purchases
1.5xmiles
Unlimited earnings on travel purchases and all everyday purchases
Pros & Cons
Pros
- Unlimited 1.5 miles per dollar on all purchases
- Unlimited first-year miles match with no cap
- No annual fee
- No foreign transaction fees
- Flexible redemptions for travel or cash
Cons
- No welcome bonus offer
- Miles do not transfer to loyalty programs
- Discover network has limited international acceptance
- Good credit required
- High ongoing APR possible after intro period
Key Takeaways
- Earn 1.5x miles unlimited on every purchase
- Automatic first-year miles match at 100%
- $0 annual fee and no foreign transaction fees
- Redeem miles for any travel or cash with no blackout dates
- 0% intro APR for 15 months on purchases and balance transfers
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
APR Information
- Purchase APR
- 17.49% - 26.49%0% intro APR for 15 months
- Balance Transfer APR
- 17.49% - 26.49%0% intro APR for 15 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
3 benefits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the annual fee for the Discover it Miles card?
The card has no annual fee. This applies every year with no introductory waiver.
What rewards rate does the Discover it Miles card earn?
It earns unlimited 1.5 miles per dollar on every purchase. There are no category restrictions or activation requirements.
What is the Unlimited Miles Match?
Discover matches all miles earned at the end of the first cardmember year dollar for dollar. The match has no limit but occurs only once.
Are there foreign transaction fees?
No foreign transaction fees apply to purchases outside the United States. Discover network acceptance may be limited internationally.
How can miles be redeemed?
Miles redeem as statement credits for any travel purchase or as direct deposits to a bank account. There are no blackout dates, but miles do not transfer to airline or hotel programs.
What are the introductory APR offers?
The card offers 0% intro APR on purchases and balance transfers for 15 months. After that, the variable APR ranges from 18.74% to 27.74%.
What credit score is needed to qualify?
Good credit is required for approval.
About This Card
The Discover it Miles card suits consumers with good credit seeking simple, flat-rate travel rewards without an annual fee. It fits those prioritizing a first-year miles match and intro APR offers over category bonuses.
The Discover it Miles card offers unlimited 1.5x miles on all purchases with no annual fee. Additionally, it features a unique first-year match where all miles earned are matched automatically, alongside a 15-month 0% intro APR on purchases and balance transfers.
It stands out in the entry-level travel tier with an unlimited first-year miles match and flat 1.5x earning on all purchases.
Ready to Decide?
Apply for the Discover it Miles
Current offer available with no annual fee.
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Sources & Methodology
Sources & Methodology
Data Collection
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Data Quality
- 3 of 3 benefits rated high confidence
- 3 source citations across benefits
- 1 of 1 offer verified
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