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  1. Home
  2. Credit Cards
  3. Discover it® Miles
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Discover it Miles Card Art
DiscoverDiscover MilesEditorially reviewed

Discover it® Miles

Explore with the travel rewards credit card — earn unlimited 1.5x miles on every purchase, no annual fee, and no foreign transaction fee.

Entry LevelPersonal
Discover
Credit profile: good

Annual Fee

$0

Top Earning Rate

1.5x miles all purchases

Foreign Tx Fee

None

Rating

N/A

Current Welcome Offer

0 miles

Verifiedissuer page
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Card Offers

public

0 miles

Verified
issuer page

Earning Rates

All Purchases
1.5xmiles

Unlimited 1.5x miles on every dollar spent on all purchases.

Pros & Cons

Pros

  • Unlimited 1.5 miles per dollar on all purchases
  • Unlimited first-year miles match with no cap
  • No annual fee
  • No foreign transaction fees
  • Flexible redemptions for travel or cash

Cons

  • No welcome bonus offer
  • Miles do not transfer to loyalty programs
  • Discover network has limited international acceptance
  • Good credit required
  • High ongoing APR possible after intro period

Key Takeaways

  • Earn 1.5x miles unlimited on every purchase
  • Automatic first-year miles match at 100%
  • $0 annual fee and no foreign transaction fees
  • Redeem miles for any travel or cash with no blackout dates
  • 0% intro APR for 15 months on purchases and balance transfers

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
18.24% - 27.24%0% intro APR for 15 months
Balance Transfer APR
18.24% - 27.24%0% intro APR for 15 months
Cash Advance APR
29.99%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

4 benefits (1 strong or better)

Travel Credits

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

Hidden Gems

Unlimited First-Year Miles Match

Discover doubles all miles earned in year one with no maximum, providing a strong boost for new cardholders.

No Blackout Dates on Redemptions

Miles redeem for any travel purchase without restrictions, offering flexibility not always found in entry-level cards.

Frequently Asked Questions

What is the annual fee for the Discover it Miles card?
The card has no annual fee. This applies every year with no introductory waiver.
What rewards rate does the Discover it Miles card earn?
It earns unlimited 1.5 miles per dollar on every purchase. There are no category restrictions or activation requirements.
What is the Unlimited Miles Match?
Discover matches all miles earned at the end of the first cardmember year dollar for dollar. The match has no limit but occurs only once.
Are there foreign transaction fees?
No foreign transaction fees apply to purchases outside the United States. Discover network acceptance may be limited internationally.
How can miles be redeemed?
Miles redeem as statement credits for any travel purchase or as direct deposits to a bank account. There are no blackout dates, but miles do not transfer to airline or hotel programs.
What are the introductory APR offers?
The card offers 0% intro APR on purchases and balance transfers for 15 months. After that, the variable APR ranges from 18.74% to 27.74%.
What credit score is needed to qualify?
Good credit is required for approval.

About This Card

The Discover it Miles card suits consumers with good credit seeking simple, flat-rate travel rewards without an annual fee. It fits those prioritizing a first-year miles match and intro APR offers over category bonuses.

The Discover it® Miles card is Discover's flagship travel rewards credit card. Cardholders earn an unlimited 1.5x miles on every dollar spent on all purchases. There is no annual fee and no foreign transaction fee. At the end of the first year, Discover automatically matches all the miles earned — the Discover Miles Match™ — effectively doubling the first year's rewards. Miles can be redeemed for travel statement credits, cash, or other options at a flat 1 cent per mile value.

It stands out in the entry-level travel tier with an unlimited first-year miles match and flat 1.5x earning on all purchases.

Ready to Decide?

Apply for the Discover it® Miles

0 miles with no annual fee.

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Reward Program

Discover Miles

Earns Miles

Learn more

Card Categories

TravelNo Annual FeeNo Foreign Transaction FeeRewardsMiles

Sources & Methodology

Data Collection

Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.

Last updated: Apr 16, 2026

Editorial Review

Pending editorial review.

Data Quality
  • 3 of 4 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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