Card reviewChase
Updated Apr 16, 2026 · research
marriott-bonvoy-bold-card
ChaseMarriott BonvoyEditorially reviewed

Marriott Bonvoy Bold® Credit Card

No annual fee Marriott Bonvoy travel card earning up to 14X total points at Marriott Bonvoy hotels, 2X on select categories, plus automatic Silver Elite Status.

Entry LevelPersonal
Visa
Credit profile: good
$0
Annual fee
14x pts hotels participating in marriott bonvoy
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

30,000 points

$210 estimated value

Spend $1,000 in 90 days

Verifiedproduct page

Card Offers

public

30,000 points

Verified

$210 estimated value

Spend $1,000 in 90 days

product page

Earning Rates

Hotels participating in Marriott Bonvoy
14xpoints

Up to 14X total points per $1 spent (combination of card earn rate plus base Marriott Bonvoy member points)

Select categories
2xpoints

2X points on select purchase categories

Pros & Cons

Pros

  • No annual fee makes it a low-risk way to earn Marriott Bonvoy points and maintain status.
  • Earns up to 14X total points per $1 at participating Marriott Bonvoy hotels, a strong rate for loyal Marriott guests.
  • Automatic Silver Elite Status requires no minimum stays, providing perks like a 10% points bonus and priority late checkout.
  • 5 Elite Night Credits each card year can meaningfully accelerate progress toward higher status tiers.
  • No foreign transaction fees make the card suitable for international use.

Cons

  • Silver Elite is the lowest tier of Marriott Bonvoy status, offering limited perks compared to Gold or Platinum.
  • The 2X earn rate on select categories outside Marriott hotels is modest versus general travel cards.
  • Points redeemed for statement credits may offer lower value than hotel night redemptions.
  • No high-value travel credits, lounge access, or premium benefits found on higher-tier hotel cards.

Key Takeaways

  • No annual fee makes this card an accessible entry point into the Marriott Bonvoy co-brand ecosystem.
  • Up to 14X total points at Marriott Bonvoy hotels is competitive for loyal Marriott guests.
  • Automatic Silver Elite Status is granted with no stay requirement, a meaningful perk for occasional travelers.
  • 5 Elite Night Credits per card year can help bridge the gap toward Gold or higher status tiers.
  • Points can be redeemed for hotel nights or as a statement credit toward qualifying travel purchases.

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
19.24% - 27.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

3 benefits

Elite Status

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

Hidden Gems

Statement Credit Travel Redemption

Marriott Bonvoy points can be redeemed for a statement credit to cover qualifying travel purchases beyond hotel stays, giving cardmembers more flexibility in how they use their rewards. Many cardmembers overlook this option and assume points are only useful for hotel nights.

Elite Night Credits as a Status Shortcut

The 5 Elite Night Credits awarded each card year can meaningfully reduce the number of stays needed to reach Gold Status at 25 nights or Platinum Status at 50 nights. For cardmembers who travel semi-regularly, this passive credit can accelerate status progression without additional spending.

Frequently Asked Questions

Does the Marriott Bonvoy Bold® Credit Card have an annual fee?
No, the Marriott Bonvoy Bold® Credit Card has no annual fee. This makes it one of the most accessible co-brand hotel cards available for cardmembers who want Marriott Bonvoy rewards without a recurring cost.
What is the welcome bonus on the Marriott Bonvoy Bold® Credit Card?
New cardmembers can earn 30,000 bonus points after spending $1,000 on eligible purchases within 3 months of account opening. Chase estimates this bonus to be worth approximately $210 in value.
How many points do I earn at Marriott hotels?
Cardmembers earn up to 14X total points per $1 spent at hotels participating in Marriott Bonvoy. This total includes both the points earned from the card and base points from the Marriott Bonvoy loyalty program itself.
What Elite Status do I get with this card?
The card automatically grants Marriott Bonvoy Silver Elite Status as long as you remain a cardmember. Silver Elite perks include a 10% bonus on points earned during stays, priority late checkout, and access to dedicated member rates.
What are Elite Night Credits and how do they work?
Each card year, cardmembers receive 5 Elite Night Credits that count toward achieving the next tier of Marriott Bonvoy Elite Status. For example, these credits can help bridge the gap toward Gold Status, which requires 25 qualifying nights.
Are there foreign transaction fees on this card?
No, the Marriott Bonvoy Bold® Credit Card charges no foreign transaction fees. This makes it a reasonable option for international travel where hotel stays and other purchases are involved.
Can I redeem Marriott Bonvoy points for things other than hotel stays?
Yes, cardmembers can redeem Marriott Bonvoy points as a statement credit to cover qualifying travel purchases. Keep in mind that redemption rates for statement credits may differ from the value obtained through hotel night redemptions.
What credit score is needed to apply for this card?
A good credit score is generally required to qualify for the Marriott Bonvoy Bold® Credit Card. Applicants should review Chase's current eligibility guidelines before applying.
What is the purchase APR on the Marriott Bonvoy Bold® Credit Card?
The purchase APR ranges from 19.24% to 27.74% depending on creditworthiness. Carrying a balance will reduce or eliminate the value of any rewards earned, so paying in full each month is advisable.
How does this card compare to other Marriott Bonvoy credit cards?
The Marriott Bonvoy Bold® Credit Card is Chase's entry-level option in the Marriott Bonvoy co-brand lineup, designed for those who want hotel rewards with no annual fee. Cardmembers who stay at Marriott properties frequently may find more value in higher-tier Marriott co-brand cards that offer additional benefits in exchange for an annual fee.

About This Card

This card is best for casual Marriott Bonvoy members who want to earn hotel points and maintain Silver Elite Status without paying an annual fee. It suits travelers who stay at Marriott properties occasionally and want a straightforward, no-cost way to accumulate rewards.

The Marriott Bonvoy Bold® Credit Card is Chase's no-annual-fee entry-level hotel co-brand card for the Marriott Bonvoy loyalty program. Cardmembers earn up to 14X total points per $1 spent at hotels participating in Marriott Bonvoy® and 2X points on select categories. New cardmembers can earn 30,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening. The card also grants automatic Silver Elite Status and 5 Elite Night Credits towards the next level of Marriott Bonvoy® Elite Status. Points can be redeemed for free nights, statement credits to cover qualifying travel purchases, and more. The variable APR ranges from 19.24%–27.74% and there is no annual fee.

The Marriott Bonvoy Bold® Credit Card is one of the only no-annual-fee co-brand hotel cards that bundles automatic loyalty status and annual Elite Night Credits, making it a uniquely low-cost way to stay active in the Marriott Bonvoy program.

Ready to Decide?

Apply for the Marriott Bonvoy Bold® Credit Card

30,000 points, worth about $210 estimated value, with no annual fee.

Spend $1,000 in 90 days

Reward Program

Marriott Bonvoy

Earns Points

Learn more

Card Categories

TravelHotelNo Annual FeeRewardsNo Foreign Transaction Fee

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 3 of 3 benefits rated high confidence
  • 1 of 1 offer verified
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Read our full methodology for how we collect, verify, and rate credit cards.

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