$0
Annual fee
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Card reviewChase
Updated Aug 6, 2026 · research
ChaseMarriott Bonvoy
Marriott Bonvoy Bold® Credit Card
Earn 60,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card.
Entry LevelPersonal
Visa
Credit profile: excellent$0
Annual fee
3x pts hotels participating in marriott bonvoy
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 60,000 points
Spend $1,000 in 90 days
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Card Offers
public
Earn 60,000 points
Spend $1,000 in 90 days
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Earning Rates
hotels participating in Marriott Bonvoy
3xpoints
Accelerated program multiplier directly from the card. Does not include hotel base and Elite points.
grocery stores
2xpoints
rideshare and select food delivery
2xpoints
Applies to taxicabs and limousines, and select food delivery platforms such as DoorDash, Caviar, Uber Eats, Postmates, Grubhub, Seamless, and Delivery.com.
select streaming, internet, cable, and phone services
2xpoints
all other purchases
1xpoints
Pros & Cons
Pros
- No annual fee makes it a low-risk way to earn Marriott Bonvoy points and maintain status.
- Earns up to 14X total points per $1 at participating Marriott Bonvoy hotels, a strong rate for loyal Marriott guests.
- Automatic Silver Elite Status requires no minimum stays, providing perks like a 10% points bonus and priority late checkout.
- 5 Elite Night Credits each card year can meaningfully accelerate progress toward higher status tiers.
- No foreign transaction fees make the card suitable for international use.
Cons
- Silver Elite is the lowest tier of Marriott Bonvoy status, offering limited perks compared to Gold or Platinum.
- The 2X earn rate on select categories outside Marriott hotels is modest versus general travel cards.
- Points redeemed for statement credits may offer lower value than hotel night redemptions.
- No high-value travel credits, lounge access, or premium benefits found on higher-tier hotel cards.
Key Takeaways
- No annual fee makes this card an accessible entry point into the Marriott Bonvoy co-brand ecosystem.
- Up to 14X total points at Marriott Bonvoy hotels is competitive for loyal Marriott guests.
- Automatic Silver Elite Status is granted with no stay requirement, a meaningful perk for occasional travelers.
- 5 Elite Night Credits per card year can help bridge the gap toward Gold or higher status tiers.
- Points can be redeemed for hotel nights or as a statement credit toward qualifying travel purchases.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.24% - 27.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
7 benefits (1 strong or better)
Travel Insurance
Elite Status
Purchase Protection
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
Does the Marriott Bonvoy Bold® Credit Card have an annual fee?
No, the Marriott Bonvoy Bold® Credit Card has no annual fee. This makes it one of the most accessible co-brand hotel cards available for cardmembers who want Marriott Bonvoy rewards without a recurring cost.
How many points do I earn at Marriott hotels?
Cardmembers earn up to 14X total points per $1 spent at hotels participating in Marriott Bonvoy. This total includes both the points earned from the card and base points from the Marriott Bonvoy loyalty program itself.
What Elite Status do I get with this card?
The card automatically grants Marriott Bonvoy Silver Elite Status as long as you remain a cardmember. Silver Elite perks include a 10% bonus on points earned during stays, priority late checkout, and access to dedicated member rates.
What are Elite Night Credits and how do they work?
Each card year, cardmembers receive 5 Elite Night Credits that count toward achieving the next tier of Marriott Bonvoy Elite Status. For example, these credits can help bridge the gap toward Gold Status, which requires 25 qualifying nights.
Are there foreign transaction fees on this card?
No, the Marriott Bonvoy Bold® Credit Card charges no foreign transaction fees. This makes it a reasonable option for international travel where hotel stays and other purchases are involved.
Can I redeem Marriott Bonvoy points for things other than hotel stays?
Yes, cardmembers can redeem Marriott Bonvoy points as a statement credit to cover qualifying travel purchases. Keep in mind that redemption rates for statement credits may differ from the value obtained through hotel night redemptions.
What credit score is needed to apply for this card?
A good credit score is generally required to qualify for the Marriott Bonvoy Bold® Credit Card. Applicants should review Chase's current eligibility guidelines before applying.
What is the purchase APR on the Marriott Bonvoy Bold® Credit Card?
The purchase APR ranges from 19.24% to 27.74% depending on creditworthiness. Carrying a balance will reduce or eliminate the value of any rewards earned, so paying in full each month is advisable.
How does this card compare to other Marriott Bonvoy credit cards?
The Marriott Bonvoy Bold® Credit Card is Chase's entry-level option in the Marriott Bonvoy co-brand lineup, designed for those who want hotel rewards with no annual fee. Cardmembers who stay at Marriott properties frequently may find more value in higher-tier Marriott co-brand cards that offer additional benefits in exchange for an annual fee.
About This Card
This card is best for casual Marriott Bonvoy members who want to earn hotel points and maintain Silver Elite Status without paying an annual fee. It suits travelers who stay at Marriott properties occasionally and want a straightforward, no-cost way to accumulate rewards.
Earn up to 14X total points per $1 spent at hotels participating in Marriott Bonvoy®. Enjoy automatic Silver Elite Status and 5 Elite Night Credits towards the next level of Marriott Bonvoy® Elite Status. You can also redeem your Marriott Bonvoy® points for a statement credit to cover qualifying travel purchases.
The Marriott Bonvoy Bold® Credit Card is one of the only no-annual-fee co-brand hotel cards that bundles automatic loyalty status and annual Elite Night Credits, making it a uniquely low-cost way to stay active in the Marriott Bonvoy program.
Ready to Decide?
Apply for the Marriott Bonvoy Bold® Credit Card
Earn 60,000 points with no annual fee.
Spend $1,000 in 90 days
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