Marriott Bonvoy Bountiful® Credit Card
Earn unlimited Marriott Bonvoy® points and get free stays faster with up to 18.5X total points at participating Marriott hotels, 4X on grocery stores and dining, and 2X on all other purchases.
Annual Fee
$250
Top Earning Rate
6x pts hotels participating in marriott bonvoy®
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
85,000 points
$595 estimated value
Spend $4,000 in 90 days
Card Offers
public
85,000 points
$595 estimated value
Spend $4,000 in 90 days
Earning Rates
6X points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the card. Additional points from Marriott membership (up to 10X) and Gold Elite Status (up to 2.5X) bring total to up to 18.5X.
4X points on the first $15,000 in combined purchases annually on grocery stores and dining.
2X points per $1 on all other purchases. Points don't expire as long as purchases are made on the card every 24 months.
Pros & Cons
Pros
- High earning rate of up to 18.5X total points per $1 at participating Marriott Bonvoy hotels
- Solid 85,000-point welcome bonus valued at approximately $595 after meeting the spend requirement
- Elite Night Credits help cardmembers progress toward Marriott Bonvoy elite status
- No foreign transaction fees, making the card suitable for international travel
- Free Night Award benefit adds meaningful value toward the $250 annual fee
Cons
- $250 annual fee is not waived in the first year, requiring immediate value extraction
- Rewards are locked into the Marriott Bonvoy ecosystem, limiting flexibility for non-Marriott travelers
- Base rate of 2X points on non-hotel spending is modest compared to general travel cards
- The 18.5X hotel earning rate combines multiple point sources, so the card-only contribution is lower than the headline figure suggests
Key Takeaways
- Earns up to 18.5X total points per $1 at participating Marriott Bonvoy hotels, combining member base points and card bonus points
- The 85,000-point welcome bonus is worth an estimated $595 and requires $4,000 in spending within 3 months
- Elite Night Credits come with card membership and count toward Marriott Bonvoy elite status qualification
- The $250 annual fee is not waived the first year, so the card rewards frequent Marriott guests who can offset it quickly
- No foreign transaction fees make this card functional for international hotel stays
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $250 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.24% - 27.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
3 benefits
Elite Status
Lifestyle Benefits
Coverage Tier Legend
Frequently Asked Questions
What is the annual fee for the Marriott Bonvoy Bountiful® Credit Card?
What is the welcome bonus and how do I qualify for it?
How many points do I earn at Marriott hotels?
What do I earn on everyday purchases outside of Marriott hotels?
Does this card charge foreign transaction fees?
What elite status benefits does the card offer?
Does the card include a Free Night Award?
What credit score is generally required to apply?
What is the purchase APR for this card?
What card network does the Marriott Bonvoy Bountiful® use?
About This Card
This card is best for frequent Marriott loyalists who stay at Marriott Bonvoy properties multiple times per year and want to accelerate elite status progress while earning points toward free nights. It is a strong fit for travelers who can reliably extract value from the hotel-focused rewards structure and annual benefits.
The Marriott Bonvoy Bountiful® Credit Card is a mid-tier hotel co-brand card issued by Chase that earns Marriott Bonvoy® points. Cardmembers earn up to 18.5X total points per $1 spent at hotels participating in Marriott Bonvoy® (6X from the card, up to 10X from Marriott Bonvoy® membership, and up to 2.5X from Gold Elite Status), 4X points on the first $15,000 in combined purchases annually at grocery stores and dining, and 2X points on all other purchases. Points don't expire as long as cardmembers make purchases every 24 months. Cardmembers also earn 1,000 Bonus Points per eligible stay at participating Marriott Bonvoy® hotels and automatically receive Gold Elite Status. The card carries a $250 annual fee and a variable APR of 19.24%–27.74%.
The card's combination of up to 18.5X hotel earning, Elite Night Credits, and a Free Night Award within the mid-tier fee range makes it one of the more well-rounded Marriott co-brand options for guests who want both earning power and a path to elite status without committing to a premium-tier annual fee.
Ready to Decide?
Apply for the Marriott Bonvoy Bountiful® Credit Card
85,000 points, worth about $595 estimated value, with a $250 annual fee.
Spend $4,000 in 90 days
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
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- 3 of 3 benefits rated high confidence
- 1 of 1 offer verified
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