$95
Annual fee
See the card
Card reviewChase
Updated Aug 6, 2026 · research
ChaseMarriott Bonvoy
Marriott Bonvoy Bountiful® Credit Card
Earn Unlimited Marriott Bonvoy® points and get free stays faster.
PremiumPersonal
Visa
$250
Annual fee
6x pts hotels participating in marriott bonvoy
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 85,000 points
Spend $4,000 in 90 days
Verifiedissuer
Card Offers
public
Earn 85,000 points
Spend $4,000 in 90 days
issuer
Earning Rates
hotels participating in Marriott Bonvoy
6xpoints
Qualifying purchases made at hotels participating in Marriott Bonvoy.
dining at restaurants
4xpoints
On the first $15,000 spent annually on combined purchases of grocery stores and dining at restaurants (including takeout and eligible delivery services).
grocery stores
4xpoints
On the first $15,000 spent annually on combined purchases of grocery stores and dining at restaurants.
all other purchases
2xpoints
Pros & Cons
Pros
- High earning rate of up to 18.5X total points per $1 at participating Marriott Bonvoy hotels
- Elite Night Credits help cardmembers progress toward Marriott Bonvoy elite status
- No foreign transaction fees, making the card suitable for international travel
- Free Night Award benefit adds meaningful value toward the $250 annual fee
Cons
- $250 annual fee is not waived in the first year, requiring immediate value extraction
- Rewards are locked into the Marriott Bonvoy ecosystem, limiting flexibility for non-Marriott travelers
- Base rate of 2X points on non-hotel spending is modest compared to general travel cards
- The 18.5X hotel earning rate combines multiple point sources, so the card-only contribution is lower than the headline figure suggests
Key Takeaways
- Earns up to 18.5X total points per $1 at participating Marriott Bonvoy hotels, combining member base points and card bonus points
- The 85,000-point welcome bonus is worth an estimated $595 and requires $4,000 in spending within 3 months
- Elite Night Credits come with card membership and count toward Marriott Bonvoy elite status qualification
- The $250 annual fee is not waived the first year, so the card rewards frequent Marriott guests who can offset it quickly
- No foreign transaction fees make this card functional for international hotel stays
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $250 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.24% - 27.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
9 benefits (4 strong or better)
Travel Insurance
Travel Credits
Elite Status
Purchase Protection
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the annual fee for the Marriott Bonvoy Bountiful® Credit Card?
The card carries a $250 annual fee. This fee is not waived in the first year, so new cardmembers should factor it into their cost-benefit calculation from day one.
How many points do I earn at Marriott hotels?
Cardmembers can earn up to 18.5X total points per $1 spent at hotels participating in Marriott Bonvoy. This total includes base points earned as a Marriott Bonvoy member plus the bonus points from the card itself.
What do I earn on everyday purchases outside of Marriott hotels?
The card earns 2X Marriott Bonvoy points per $1 on all purchases that do not fall under the hotel category. There are no rotating categories or spending caps on this base rate.
Does this card charge foreign transaction fees?
No, the Marriott Bonvoy Bountiful® Credit Card has no foreign transaction fees. This makes it a practical choice for international travel without incurring additional currency conversion costs.
What elite status benefits does the card offer?
Cardmembers earn Elite Night Credits toward Marriott Bonvoy elite status simply by holding and using the card. It is important to track these credits, as different elite status tiers require different qualifying night thresholds.
Does the card include a Free Night Award?
The card includes a Free Night Award benefit redeemable at participating Marriott Bonvoy hotels. Cardmembers should be aware that redemption caps may apply and the award must be used within a specified window.
What credit score is generally required to apply?
The Marriott Bonvoy Bountiful® Credit Card typically requires good credit for approval. Applicants with a strong credit history are generally better positioned to qualify.
What is the purchase APR for this card?
The purchase APR ranges from 19.24% to 27.74%, depending on the applicant's creditworthiness. The same range applies to balance transfers.
What card network does the Marriott Bonvoy Bountiful® use?
The card runs on the Visa network, which provides broad acceptance at merchants worldwide. This is particularly useful for cardmembers who travel internationally.
About This Card
This card is best for frequent Marriott loyalists who stay at Marriott Bonvoy properties multiple times per year and want to accelerate elite status progress while earning points toward free nights. It is a strong fit for travelers who can reliably extract value from the hotel-focused rewards structure and annual benefits.
Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening. Plus, enjoy Gold Elite status, 15 Elite Night Credits, and earn up to 18.5X total points at participating Marriott Bonvoy hotels.
The card's combination of up to 18.5X hotel earning, Elite Night Credits, and a Free Night Award within the mid-tier fee range makes it one of the more well-rounded Marriott co-brand options for guests who want both earning power and a path to elite status without committing to a premium-tier annual fee.
Ready to Decide?
Apply for the Marriott Bonvoy Bountiful® Credit Card
Earn 85,000 points with a $250 annual fee.
Spend $4,000 in 90 days
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Sources & Methodology
Sources & Methodology
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- 9 of 9 benefits rated high confidence
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- 1 of 1 offer verified
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