U.S. Bank Cash+® Visa Signature® Card
Up to 5% cash back on two categories, 2% cash back on one everyday category chosen each quarter, 1% on all other eligible spend. $0 annual fee.
Current Welcome Offer
200 cashback
$200 estimated value
Spend $1,000 in 90 days
Card Offers
public
200 cashback
$200 estimated value
Spend $1,000 in 90 days
Earning Rates
up to 5% cash back on two categories you choose each quarter
2% cash back on one everyday category you choose each quarter
1% cash back on all other eligible spend
Pros & Cons
Pros
- No annual fee
- Up to 5% cash back on two chosen categories each quarter
- $200 welcome bonus after $1,000 spend in 90 days
- Customizable rewards categories quarterly
- 2% cash back on one everyday category
Cons
- Requires quarterly category selection to maximize rewards
- 1% base rate on non-chosen categories
- Welcome bonus requires $1,000 spend in 90 days
Key Takeaways
- $0 annual fee with no first-year waiver needed
- Up to 5% cash back on two chosen categories per quarter
- 2% on one everyday category and 1% elsewhere
- $200 bonus after $1,000 spend in 90 days
- Visa Signature card for personal cashback use
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
Frequently Asked Questions
Does the U.S. Bank Cash+ Visa Signature Card have an annual fee?
What is the welcome bonus for this card?
How do rewards work on the U.S. Bank Cash+ Visa Signature Card?
Do I need to select categories every quarter?
What is the base rewards rate?
What type of card is the U.S. Bank Cash+ Visa Signature Card?
Where can rewards be redeemed?
About This Card
This card fits consumers who spend heavily in specific categories they can identify quarterly and want no annual fee. It works for those seeking flexible cash back without premium costs.
Earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening. Earn up to 5% cash back on two categories, 2% cash back on one everyday category you choose each quarter, 1% cash back on all other eligible spend. $0 annual fee.
It differentiates in the no-fee cashback space with quarterly customizable 5% categories on two choices.
Ready to Decide?
Apply for the U.S. Bank Cash+® Visa Signature® Card
200 cashback, worth about $200 estimated value, with no annual fee.
Spend $1,000 in 90 days
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Sources & Methodology
Sources & Methodology
We collect card details from official issuer pages, then verify them through editorial review.
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