Card reviewBarclays
Updated Jul 23, 2026 · research
Wyndham Rewards Earner® Business Card
BarclaysWyndham Rewards

Wyndham Rewards Earner® Business Card

Earn up to 100,000 bonus points with the premier business card for Wyndham loyalty members, featuring automatic Diamond member status.

Mid TierBusiness
Visa
$149
Annual fee
8x pts hotels by wyndham
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

Earn 100,000 points

Spend $3,500 in 180 days

Verifiedissuer

Card Offers

public

Earn 100,000 points

Verified

Spend $3,500 in 180 days

issuer

Earning Rates

Hotels by Wyndham
8xpoints

Earn 8 points per $1 spent on eligible purchases made at Hotels by Wyndham including Wyndham Travel Bundles.

Vacation Club, gas, EV charging, marketing, advertising, office supply store and shipping
5xpoints

Earn 5 points per $1 spent on eligible Vacation Club, gas, EV charging, marketing, advertising, office supply store and shipping purchases.

All other purchases
1xpoints

Earn 1 point per $1 spent on all other purchases (excluding Wyndham Vacation Club down payments).

Pros & Cons

Pros

  • Automatic Wyndham Rewards Diamond elite status
  • High 8x points on Wyndham hotels and gas
  • 5x points on marketing, advertising, and utilities
  • No foreign transaction fees
  • Complimentary employee cards

Cons

  • 1x points on most everyday spending
  • High variable APR up to 29.49%
  • Limited bonus categories

Key Takeaways

  • Earn 8x points at Wyndham hotels and gas, 5x on marketing/advertising/utilities
  • Automatic Diamond status and 15,000-point anniversary bonus
  • No foreign transaction fees and complimentary employee cards
  • Standard protections like extended warranty and $0 fraud liability

Fees

Fee TypeAmount
Annual Fee$149
Foreign Transaction Fee0%

APR Information

Purchase APR
19.49% - 29.49%
Balance Transfer APR
19.49% - 29.49%
Cash Advance APR
29.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

5 benefits (4 strong or better) including 1 hidden gems

Travel Credits

Elite Status

Statement Credits

Lifestyle Benefits

Other Insurance

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

Hidden Gems

Automatic Wyndham Rewards Diamond Status

Provides suite upgrades and welcome amenities without needing to earn status through stays. Status requires an active card and is subject to Wyndham terms.

Redeem 10% Fewer Points

Cardholders use fewer points for free nights at Wyndham properties. Benefits are subject to Wyndham Rewards terms.

Visa SavingsEdge Discounts

Offers discounts on qualifying business purchases. Visit visasavingsedge.com for details; enrollment may be required.

Frequently Asked Questions

What are the rewards earning rates?
Earn 8 points per dollar on eligible purchases at Hotels by Wyndham and gas. Earn 5 points per dollar on marketing, advertising, and utilities. All other purchases earn 1 point per dollar, excluding Wyndham Timeshare resort down payments.
What credit score is required?
The card requires good credit for approval. It is a business card aimed at business audiences. Eligibility details are determined by Barclays.
What benefits does it offer for Wyndham stays?
Automatic Wyndham Rewards Diamond status provides perks like suite upgrades and welcome amenities. Cardholders can redeem 10% fewer points for free nights. There is also a cardmember booking discount on the Standard Rate at participating Hotels by Wyndham.
Are there employee cards available?
Complimentary employee cards are available at no additional cost. This helps with expense tracking. The primary cardmember is responsible for all charges.
What purchase protections are included?
Extended warranty protection extends warranties on eligible item purchases. There is $0 fraud liability protection for unauthorized charges. Coverage is secondary for extended warranty and primary for fraud liability; see Guide to Benefits for details.
What is the APR range?
Purchase APR ranges from 19.49% to 29.49%. Balance transfer APR is the same range. Cash advance and penalty APR are up to 29.74%.

About This Card

Business owners who spend heavily on gas, marketing, advertising, utilities, and Wyndham hotel stays and value automatic elite status in the Wyndham Rewards program.

The Wyndham Rewards Earner Business Card is designed for business owners, offering 8x points on Hotels by Wyndham, 5x points on gas and office supply store purchases, automatic Diamond member level, and an annual 15,000-point anniversary bonus.

Automatic Wyndham Rewards Diamond status distinguishes it from other mid-tier business cards by providing top-tier hotel perks without spending requirements.

Ready to Decide?

Apply for the Wyndham Rewards Earner® Business Card

Earn 100,000 points with a $149 annual fee.

Spend $3,500 in 180 days

Hotel program

Wyndham Rewards

Earns Points

Card Categories

HotelBusinessNo Foreign Transaction FeeGasTravel

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 5 of 5 benefits rated high confidence
  • 5 source citations across benefits
  • 1 of 1 offer verified
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