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Updated Apr 16, 2026 · research
Wyndham Rewards Earner Business Card
BarclaysWyndham RewardsEditorially reviewed

Wyndham Rewards Earner Business Card

Earn Wyndham Rewards points on everyday business spending including 8x at Wyndham hotels and gas, automatic Diamond elite status, and no foreign transaction fees.

Mid TierBusiness
Visa
Credit profile: good
$95
Annual fee
8x pts hotels-by-wyndham-and-gas
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

45,000 points

Spend $3,000 in 90 days

Verifiedofficial product page
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Card Offers

public

45,000 points

Verified

Spend $3,000 in 90 days

official product_page

Earning Rates

hotels-by-wyndham-and-gas
8xpoints

eligible purchases made at Hotels by Wyndham as well as on qualifying gas purchases

marketing-advertising-utilities
5xpoints

eligible marketing, advertising and utility purchases

all-other-purchases
1xpoints

excluding Wyndham Timeshare resort down payments

Pros & Cons

Pros

  • Automatic Wyndham Rewards Diamond elite status
  • High 8x points on Wyndham hotels and gas
  • 5x points on marketing, advertising, and utilities
  • No foreign transaction fees
  • Complimentary employee cards

Cons

  • $95 annual fee
  • 1x points on most everyday spending
  • High variable APR up to 29.49%
  • Limited bonus categories

Key Takeaways

  • Earn 8x points at Wyndham hotels and gas, 5x on marketing/advertising/utilities
  • 45,000-point welcome bonus after $3,000 spend in 90 days
  • Automatic Diamond status and 15,000-point anniversary bonus
  • No foreign transaction fees and complimentary employee cards
  • Standard protections like extended warranty and $0 fraud liability

Fees

Fee TypeAmount
Annual Fee$95
Foreign Transaction Fee0%

APR Information

Purchase APR
19.49% - 29.49%
Balance Transfer APR
19.49% - 29.49%
Cash Advance APR
29.74%
Penalty APR
29.74%May apply if you pay late

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

8 benefits (1 strong or better) including 4 hidden gems

Travel Credits

Elite Status

Purchase Protection

Purchase Protection

Statement Credits

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

Hidden Gems

Automatic Wyndham Rewards Diamond Status

Provides suite upgrades and welcome amenities without needing to earn status through stays. Status requires an active card and is subject to Wyndham terms.

Redeem 10% Fewer Points

Cardholders use fewer points for free nights at Wyndham properties. Benefits are subject to Wyndham Rewards terms.

Visa SavingsEdge Discounts

Offers discounts on qualifying business purchases. Visit visasavingsedge.com for details; enrollment may be required.

Frequently Asked Questions

What is the annual fee for the Wyndham Rewards Earner Business Card?
The annual fee is $95 and is not waived in the first year. There are no foreign transaction fees on international purchases. The card has variable APRs ranging from 19.49% to 29.49% on purchases and balance transfers.
What are the rewards earning rates?
Earn 8 points per dollar on eligible purchases at Hotels by Wyndham and gas. Earn 5 points per dollar on marketing, advertising, and utilities. All other purchases earn 1 point per dollar, excluding Wyndham Timeshare resort down payments.
What is the welcome bonus?
Earn 45,000 Wyndham Rewards points after spending $3,000 on purchases within the first 90 days. There is also a 15,000-point anniversary bonus each year. Points are part of the Wyndham Rewards program.
What credit score is required?
The card requires good credit for approval. It is a business card aimed at business audiences. Eligibility details are determined by Barclays.
What benefits does it offer for Wyndham stays?
Automatic Wyndham Rewards Diamond status provides perks like suite upgrades and welcome amenities. Cardholders can redeem 10% fewer points for free nights. There is also a cardmember booking discount on the Standard Rate at participating Hotels by Wyndham.
Are there employee cards available?
Complimentary employee cards are available at no additional cost. This helps with expense tracking. The primary cardmember is responsible for all charges.
What purchase protections are included?
Extended warranty protection extends warranties on eligible item purchases. There is $0 fraud liability protection for unauthorized charges. Coverage is secondary for extended warranty and primary for fraud liability; see Guide to Benefits for details.
What is the APR range?
Purchase APR ranges from 19.49% to 29.49%. Balance transfer APR is the same range. Cash advance and penalty APR are up to 29.74%.

About This Card

Business owners who spend heavily on gas, marketing, advertising, utilities, and Wyndham hotel stays and value automatic elite status in the Wyndham Rewards program.

The Wyndham Rewards Earner Business Card earns 8 points per $1 at Hotels by Wyndham and gas, 5 points per $1 on marketing, advertising, and utilities, 1 point per $1 on all other purchases. Includes 45,000-point welcome bonus, 15,000-point anniversary bonus, automatic Diamond status, complimentary employee cards, extended warranty, no foreign transaction fees, and more.

Automatic Wyndham Rewards Diamond status distinguishes it from other mid-tier business cards by providing top-tier hotel perks without spending requirements.

Ready to Decide?

Apply for the Wyndham Rewards Earner Business Card

45,000 points with a $95 annual fee.

Spend $3,000 in 90 days

Apply NowCompare Cards

Reward Program

Wyndham Rewards

Earns Points

Learn more

Card Categories

BusinessTravelHotel

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 7 of 8 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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