$95
Annual fee
$2,000
Bonus value
See the card
Card reviewBarclays
Updated Jul 3, 2026 · research
BarclaysWyndham RewardsEditorially reviewed
Wyndham Rewards Earner® Business Card
Business card earning Wyndham Rewards points with a limited-time offer of up to 100,000 bonus points, Wyndham Rewards DIAMOND member level, no foreign transaction fees, and a $149 annual fee.
Business
Visa
$149
Annual fee
8x pts eligible purchases made at hotels by wyndham including wyndham travel bundles
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
100,000 points
Spend $3,500 in 180 days
Verifiedofficial page
Card Offers
public
100,000 points
Spend $3,500 in 180 days
official page
Earning Rates
eligible purchases made at Hotels by Wyndham including Wyndham Travel Bundles
8xpoints
Eligible purchases only.
eligible Vacation Club, gas, EV charging, marketing, advertising, office supply store and shipping purchases
5xpoints
Eligible purchases only.
all other purchases
1xpoints
Excludes Wyndham Vacation Club down payments.
Pros & Cons
Pros
- Automatic Wyndham Rewards Diamond elite status
- High 8x points on Wyndham hotels and gas
- 5x points on marketing, advertising, and utilities
- No foreign transaction fees
- Complimentary employee cards
Cons
- $95 annual fee
- 1x points on most everyday spending
- High variable APR up to 29.49%
- Limited bonus categories
Key Takeaways
- Earn 8x points at Wyndham hotels and gas, 5x on marketing/advertising/utilities
- 45,000-point welcome bonus after $3,000 spend in 90 days
- Automatic Diamond status and 15,000-point anniversary bonus
- No foreign transaction fees and complimentary employee cards
- Standard protections like extended warranty and $0 fraud liability
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $149 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.49% - 29.49%0% intro APR for 6 months
- Balance Transfer APR
- 19.49% - 29.49%
- Cash Advance APR
- 29.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
11 benefits
Travel Credits
Elite Status
Purchase Protection
Statement Credits
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the annual fee for the Wyndham Rewards Earner Business Card?
The annual fee is $95 and is not waived in the first year. There are no foreign transaction fees on international purchases. The card has variable APRs ranging from 19.49% to 29.49% on purchases and balance transfers.
What are the rewards earning rates?
Earn 8 points per dollar on eligible purchases at Hotels by Wyndham and gas. Earn 5 points per dollar on marketing, advertising, and utilities. All other purchases earn 1 point per dollar, excluding Wyndham Timeshare resort down payments.
What is the welcome bonus?
Earn 45,000 Wyndham Rewards points after spending $3,000 on purchases within the first 90 days. There is also a 15,000-point anniversary bonus each year. Points are part of the Wyndham Rewards program.
What credit score is required?
The card requires good credit for approval. It is a business card aimed at business audiences. Eligibility details are determined by Barclays.
What benefits does it offer for Wyndham stays?
Automatic Wyndham Rewards Diamond status provides perks like suite upgrades and welcome amenities. Cardholders can redeem 10% fewer points for free nights. There is also a cardmember booking discount on the Standard Rate at participating Hotels by Wyndham.
Are there employee cards available?
Complimentary employee cards are available at no additional cost. This helps with expense tracking. The primary cardmember is responsible for all charges.
What purchase protections are included?
Extended warranty protection extends warranties on eligible item purchases. There is $0 fraud liability protection for unauthorized charges. Coverage is secondary for extended warranty and primary for fraud liability; see Guide to Benefits for details.
What is the APR range?
Purchase APR ranges from 19.49% to 29.49%. Balance transfer APR is the same range. Cash advance and penalty APR are up to 29.74%.
About This Card
Business owners who spend heavily on gas, marketing, advertising, utilities, and Wyndham hotel stays and value automatic elite status in the Wyndham Rewards program.
The Wyndham Rewards Earner® Business Card earns Wyndham Rewards points, including 8 points per $1 on eligible Hotels by Wyndham purchases, 5 points per $1 on eligible Vacation Club, gas, EV charging, marketing, advertising, office supply store and shipping purchases, and 1 point per $1 on other purchases. It includes Wyndham Rewards DIAMOND member level, an anniversary bonus, no foreign transaction fees, and a $149 annual fee.
Automatic Wyndham Rewards Diamond status distinguishes it from other mid-tier business cards by providing top-tier hotel perks without spending requirements.
Ready to Decide?
Apply for the Wyndham Rewards Earner® Business Card
100,000 points with a $149 annual fee.
Spend $3,500 in 180 days
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