Card reviewChase
Updated Jul 4, 2026 · research
Ink Business Preferred (Registered Trademark) credit card
ChaseChase Ultimate Rewards

Ink Business Preferred® Credit Card

Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening.

Mid TierBusiness
Visa
Credit profile: excellent
$95
Annual fee
5x pts lyft rides
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

Earn 100,000 points

Spend $8,000 in 90 days

Verifiedlanding page

Card Offers

public

Earn 100,000 points

Verified

Spend $8,000 in 90 days

landing page

Earning Rates

Lyft rides
5xpoints

Through September 30, 2027

Advertising purchases made with social media sites and search engines
3xpoints

On the first $150,000 spent in combined purchases across 3X categories each account anniversary year

Internet, cable and phone services
3xpoints

On the first $150,000 spent in combined purchases across 3X categories each account anniversary year

Shipping purchases
3xpoints

On the first $150,000 spent in combined purchases across 3X categories each account anniversary year

Travel
3xpoints

On the first $150,000 spent in combined purchases across 3X categories each account anniversary year

All other purchases
1xpoints

No limit to the amount you can earn

Fees

Fee TypeAmount
Annual Fee$95
Foreign Transaction Fee0%

APR Information

Purchase APR
17.74% - 26.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

3 benefits

Travel Insurance

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Earn 3 points per $1 on the first $150,000 spent in combined purchases in shipping, advertising, internet/cable/phone, and travel each account anniversary year.

Ready to Decide?

Apply for the Ink Business Preferred® Credit Card

Earn 100,000 points with a $95 annual fee.

Spend $8,000 in 90 days

Rewards program

Chase Ultimate Rewards

Earns Points

Card Categories

BusinessTravelNo Foreign Transaction FeeTransferable points

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 3 of 3 benefits rated high confidence
  • 3 source citations across benefits
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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