Card reviewChase
Updated Apr 16, 2026 · research
Ink Business Preferred (Registered Trademark) credit card
ChaseChase Ultimate RewardsEditorially reviewed

Ink Business Preferred® Credit Card

Earn 3X points on select business categories and 100,000 bonus points after $8,000 spend in the first 3 months. $95 annual fee.

Mid TierBusiness
Visa
Credit profile: good
$95
Annual fee
5x pts lyft rides
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

100,000 points

$2,000 estimated value

Spend $8,000 in 90 days

Verifiedproduct page

Card Offers

public

100,000 points

Verified

$2,000 estimated value

Spend $8,000 in 90 days

product page

Earning Rates

Lyft rides
5xpoints

5X total points on Lyft rides through September 30, 2027

Advertising purchases with social media sites and search engines
3xpoints

First $150,000 in combined purchases per account anniversary year across eligible categories

Internet, cable and phone services
3xpoints

First $150,000 in combined purchases per account anniversary year across eligible categories

Shipping purchases
3xpoints

First $150,000 in combined purchases per account anniversary year across eligible categories

Travel
3xpoints

First $150,000 in combined purchases per account anniversary year across eligible categories

All other purchases
1xpoints

Fees

Fee TypeAmount
Annual Fee$95
Foreign Transaction Fee0%

APR Information

Purchase APR
17.74% - 26.74%
Balance Transfer APR
17.74% - 26.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

5 benefits (1 strong or better)

Travel Insurance

Travel Access & Perks

Purchase Protection

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Ink Business Preferred® Credit Card rewards your business and travel essentials. Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening. Earn 3X points per $1 on the first $150,000 spent in combined purchases on shipping, advertising with social media sites and search engines, internet/cable/phone services, and travel each account anniversary year. Earn 5X total points on Lyft rides through September 30, 2027. Get complimentary DashPass access with $0 delivery fees and reduced service fees for a minimum of one year when activated by December 31, 2027, plus up to $10/month on grocery and retail DoorDash orders. Points are earned through Chase Ultimate Rewards®.

Ready to Decide?

Apply for the Ink Business Preferred® Credit Card

100,000 points, worth about $2,000 estimated value, with a $95 annual fee.

Spend $8,000 in 90 days

Reward Program

Chase Ultimate Rewards

Earns Points

Learn more

Card Categories

BusinessTravelRewardsNo Foreign Transaction Fee

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 2 of 5 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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