American Express Green Card
The American Express Green Card earns Membership Rewards points on travel and dining, with a $150 annual fee and benefits like CLEAR Plus and LoungeBuddy credits.
Annual Fee
$150
Top Earning Rate
3x pts dining at restaurants worldwide
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
40,000 points
$400 estimated value
Spend $3,000 in 180 days
Card Offers
public
40,000 points
$400 estimated value
Spend $3,000 in 180 days
Earning Rates
Includes takeout and delivery.
Includes trains, buses, taxis, rideshare, ferries, tolls, parking, subways, and more.
Includes flights, hotels, cruises, tours, car rentals, campgrounds, vacation rentals, and more.
Pros & Cons
Pros
- Earns 3 points per dollar on a broad set of travel, transit, and dining purchases
- Up to $189 annual CLEAR Plus credit can more than offset the $150 annual fee on its own
- No foreign transaction fees, making it well-suited for international use
- Points earn into the Membership Rewards program, which offers flexible redemption options across a wide partner network
- Includes meaningful travel protections including trip delay insurance and baggage insurance
Cons
- The $150 annual fee is not waived in the first year
- The LoungeBuddy credit provides only limited, pay-per-visit lounge access rather than unlimited entry
- Car Rental and Trip Delay coverages are secondary, not primary
- Earns only 1 point per dollar on everyday categories like groceries and gas
- Purchase APR can reach as high as 29.99%, making carrying a balance costly
Key Takeaways
- Earns 3x Membership Rewards points on travel, transit, and dining, with 1x on everything else
- The $189 CLEAR Plus credit alone exceeds the $150 annual fee if fully used
- No foreign transaction fees make it a practical card for international travelers
- Travel protections include trip delay insurance, baggage insurance, and secondary car rental coverage
- The welcome offer is 40,000 points (valued at approximately $400) after $3,000 in spending within 180 days
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $150 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 20.99% - 29.99%
- Cash Advance APR
- 29.99%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
6 benefits
Travel Insurance
Travel Access & Perks
Statement Credits
Coverage Tier Legend
Frequently Asked Questions
What is the welcome offer on the American Express Green Card?
What is the annual fee for the American Express Green Card?
What categories earn bonus points on the American Express Green Card?
Does the American Express Green Card charge foreign transaction fees?
How does the CLEAR Plus credit work on this card?
What is the LoungeBuddy credit and how do I use it?
What travel insurance benefits does the American Express Green Card include?
What credit score do I need to apply for the American Express Green Card?
What is the APR on the American Express Green Card?
Is the Car Rental Loss and Damage Insurance on this card primary or secondary coverage?
About This Card
The American Express Green Card is best for frequent travelers and diners who want to earn Membership Rewards points on their most common spending categories without paying a premium card annual fee. It suits cardholders who can take advantage of the CLEAR Plus and LoungeBuddy credits to offset the $150 annual fee.
The American Express Green Card is a mid-tier travel rewards card that earns Membership Rewards points. Cardmembers earn 3x points on travel, transit, and dining at restaurants worldwide, and 1x on other purchases. The card carries a $150 annual fee and offers statement credits for CLEAR Plus membership and airport lounge access through LoungeBuddy. It has no foreign transaction fees, making it a solid choice for frequent travelers.
The American Express Green Card stands out in the mid-tier travel segment by pairing a broad 3x earning structure across travel, transit, and dining with a CLEAR Plus credit that on its own outpaces the annual fee, making the effective cost of entry lower than competing cards at the same tier.
Ready to Decide?
Apply for the American Express Green Card
40,000 points, worth about $400 estimated value, with a $150 annual fee.
Spend $3,000 in 180 days
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Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 0 of 6 benefits rated high confidence
- 0 of 1 offer verified
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