$0
Annual fee
See the card
Card reviewAmerican Express
Updated Sep 11, 2026 · research
American Express
Blue Business Cash Card
Blue Business Cash Card has an introductory purchase offer of 0% for 12 months. Its ongoing purchase APR ranges from 16.74% to 28.49%. The annual fee is $0 and is not waived for the first year. The card charges a foreign transaction fee of 2.7%. The card includes benefits. The welcome offer is $250 with a $3,000 spend requirement.
Entry LevelBusiness
American Express
$0
Annual fee
2% back eligible purchases
Top rate
2.7%
Foreign fee
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
Earning Rates
eligible purchases
2%cash back
On the first $50,000 of eligible purchases per calendar year
Eligible Purchases
2%cash back
2% on first $50,000 of eligible purchases per calendar year
eligible purchases thereafter
1%cash back
On purchases thereafter
Eligible Purchases thereafter
1%cash back
1% on eligible purchases thereafter
Pros & Cons
Pros
- The card has no annual fee: $0.
- The welcome offer is $250.
Cons
- The card charges a foreign transaction fee of 2.7%.
Key Takeaways
- The card has an introductory purchase offer of 0% for 12 months.
- The ongoing purchase APR ranges from 16.74% to 28.49%.
- The card has no annual fee: $0.
- The card charges a foreign transaction fee of 2.7%.
- The welcome offer is $250 with a $3,000 spend requirement.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2.7% |
APR Information
- Purchase APR
- 16.74% - 28.49%0% intro APR for 12 months
- Penalty APR
- 29.99%May apply if you pay late
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
4 benefits
Travel Insurance
Purchase Protection
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the welcome offer?
The welcome offer is $250 with a $3,000 spend requirement.
Is there an annual fee?
The card has no annual fee: $0.
Is the annual fee waived for the first year?
The annual fee is not waived for the first year and is $0.
What is the introductory purchase offer?
The card has an introductory purchase offer of 0% for 12 months.
What is the ongoing purchase APR?
The ongoing purchase APR ranges from 16.74% to 28.49%.
Is there a foreign transaction fee?
The card charges a foreign transaction fee of 2.7%.
About This Card
The card is for those seeking no annual fee of $0 and considering a foreign transaction fee of 2.7%.
Blue Business Cash Card earns 2% cash back on eligible purchases on up to $50,000 per calendar year, then 1% thereafter, automatically credited to the statement. No annual fee. Offers Expanded Buying Power, employee cards, and purchase and travel protections.
The card has no annual fee: $0.
Ready to Decide?
Apply for the Blue Business Cash Card
Current offer available with no annual fee.
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
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Card Categories
BusinessCash backNo Annual FeeEveryday spendingIntro APR
Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 3 of 4 benefits rated high confidence
- 4 source citations across benefits
- 0 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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