$0
Annual fee
See the card
Card reviewCiti
Updated Sep 8, 2026 · researchCS
CitiThankYou Rewards
Citi Strata℠ Card
No annual fee Citi Strata Card earning ThankYou Points on travel, supermarkets, transit, gas and dining.
Entry LevelPersonal
Mastercard
$0
Annual fee
5x pts hotels, car rentals, and attractions booked on cititravel.com
Top rate
N/A
Foreign fee
N/A
Rating
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
Earning Rates
Hotels, Car Rentals, and Attractions booked on cititravel.com
5xpoints
booked on cititravel.com
Select Transit and Gas & EV Charging Stations
3xpoints
Self-Select Category of your choice
3xpoints
Eligible Self-Select Category: Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores
Supermarkets
3xpoints
Restaurants
2xpoints
All Other Purchases
1xpoints
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
Card Benefits
4 benefits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The Citi Strata Card has no annual fee and earns ThankYou Points on travel booked on cititravel.com, supermarkets, transit, gas and EV charging, a self-select category, restaurants and all other purchases, with ThankYou point redemption for travel, gift cards, cash back and point transfers.
Ready to Decide?
Apply for the Citi Strata℠ Card
Current offer available with no annual fee.
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
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Rewards program
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Earns Points
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 4 of 4 benefits rated high confidence
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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