home/cards/compare/aarp® essential rewards mastercard® from barclays vs wyndham rewards earner® premier card
Card comparisonSide by side

AARP® Essential Rewards Mastercard® from Barclays vs Wyndham Rewards Earner® Premier Card

Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.

Pair snapshot

2
cards
A-B
comparison
Comparison table

The numbers, lined up.

All cards

How to read missing comparison values

  • A dash (—) means that value is not currently available for that card.
  • Coverage labels like 2/4 cards show how many selected cards have that metric populated.
  • Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
Swipe horizontally to compare all columns
Feature
Basic Information
Issuer
BarclaysBarclays
Card Network
Card Type
Data: 2/2 cards
cashbacktravel
Card Tier
Data: 1/2 cards
Premium
Credit Score
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$395
Foreign Transaction Fee
Yes (3%)None
Purchase APR
20.24% – 29.99%19.24% – 29.99%
Intro APR
0% for 6 months
Rewards
Welcome Bonus
Earn $100Earn 120,000 points
Bonus Value
$100$1,200
Reward Rate
Data: 2/2 cards
3% back on gas and drug store purchases8x pts on eligible purchases made at hotels by wyndham including wyndham travel bundles
Reward Program
Data: 2/2 cards
AARP Essential RewardsWyndham Rewards
Earning Rates
All other purchases1% back1x ptsExcludes Vacation Club down payments.
Eligible Medical expenses2% backExamples listed include purchases at doctors, dentists, chiropractors, glasses, hearing aids and more.
Eligible Vacation Club, travel, dining and grocery store purchases4x ptsExcludes Target and Walmart purchases.
Eligible purchases made at Hotels by Wyndham including Wyndham Travel Bundles8x pts
Gas and Drug Store purchases3% backExcluding Target and Walmart.
Benefits
Key Benefits
  • $0 Fraud Liability Protection
  • Charitable Contribution
  • Complimentary FICO® Credit Score
  • +3 more
  • $0 Fraud Liability protection
  • $100 annual eligible hotel statement credit
  • $65 annual wholesale membership club statement credit
  • +10 more