Card comparisonSide by side
Aer Lingus Visa Signature® Credit Card vs One Key+ Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
We link to the issuer. Rewardopedia is not paid on this application until a program is approved. That never changes our editorial inclusion, rankings, or verdicts.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels. A rating is shown only when available.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Wells Fargo |
Card Network | Visa | Mastercard |
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 1/2 cards | Mid Tier | — |
| Fees & APR | ||
Annual Fee | $95 | $99 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 27.74% | 18.49% – 28.49% |
| Rewards | ||
Welcome Bonus | Earn 75,000 points | — |
Reward Rate Data: 2/2 cards | 3x pts on aer lingus, british airways, iberia and level flight purchases | 3% back on dining |
Reward Program Data: 2/2 cards | Aer Lingus AerClub Program | One Key |
| Earning Rates | ||
| Aer Lingus, British Airways, Iberia and LEVEL flight purchases | 3x ptsflight purchases made directly with Aer Lingus, British Airways, Iberia, and LEVEL | — |
| Aer Lingus, British Airways, Iberia, and LEVEL flight purchases | 3x pts | — |
| Aer Lingus, British Airways, Iberia, and LEVEL flight purchases made directly with the airlines | 3x ptsPurchases made directly with the airlines. | — |
| All other purchases | 1x pts | — |
| Dining | — | 3% backRetailers whose Mastercard merchant code is classified as eating places and restaurants, drinking places, fast food restaurants, and/or caterers |
| Eligible Expedia, Hotels.com, and Vrbo bookings | — | 3% backEligible net purchases for accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using the One Key+ Mastercard; exclusions apply. |
| Expedia, Hotels.com and Vrbo | — | 3% back3% (2% base plus 1% bonus) per $1 on eligible bookings through U.S. version of Expedia, Hotels.com or Vrbo |
| Expedia, Hotels.com, Vrbo bookings | — | 3% backEligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through U.S. version of Expedia, Hotels.com, or Vrbo using One Key Mastercard |
| Expedia, Hotels.com, or Vrbo bookings | — | 3% backOn eligible bookings through the U.S. version of Expedia, Hotels.com, or Vrbo using the card while logged into linked One Key account. |
| Gas | — | 3% backRetailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and electric vehicle charging stations |
| Gas stations | — | 3% backApplies to eligible net purchases at retailers classified by Mastercard as gas stations, automated fuel dispensers, and electric vehicle charging stations. |
| Groceries | — | 3% backRetailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis and bakeries |
| Grocery stores | — | 3% backApplies to eligible net purchases at retailers classified by Mastercard as grocery stores, supermarkets, delis, and bakeries. |
| Hotel accommodations | 2x ptsMust be purchased directly with the hotel. | — |
| Other purchases | — | 1.5% back1.5% in OneKeyCash earned per $1 spent on other net purchases |
| all other purchases | 1x pts | — |
| dining | — | 3% backEligible purchases at retailers classified under Mastercard merchant codes for eating places and restaurants, drinking places, fast food restaurants, and/or caterers. |
| eligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using your One Key Mastercard | — | 3% backEligible net purchases; outside the U.S., actively select the U.S. version of the sites. |
| expedia,hotels.com,vrbo | — | 3% back |
| flight purchases made directly with Aer Lingus, British Airways, Iberia, and LEVEL | 3x pts | — |
| gas | — | 3% backEligible net purchases at retailers classified under eligible Mastercard gas merchant codes, including gas stations, automated fuel dispensers, and electric vehicle charging stations. |
| gas stations | — | 3% backEligible purchases at retailers classified under Mastercard merchant codes for gas stations, automated fuel dispensers, and electric vehicle charging stations. |
| gas stations, grocery stores and dining | — | 3% back3% (2% base plus 1% bonus) per $1 on net purchases classified as gas, grocery and dining |
| gas stations,grocery stores,dining | — | 3% back |
| groceries | — | 3% backEligible net purchases at retailers classified under eligible Mastercard grocery merchant codes, including grocery stores, supermarkets, delis, and bakeries. |
| grocery stores | — | 3% backEligible purchases at retailers classified under Mastercard merchant codes for grocery stores, supermarkets, delis, and bakeries. |
| hotel accommodations | 2x ptswhen purchased directly with the hotel | — |
| hotel accommodations booked directly with the hotel | 2x ptsOn hotel accommodations when purchased directly with the hotel | — |
| hotel accommodations purchased directly with the hotel | 2x pts | — |
| other purchases | — | 2% back2% in OneKeyCash per $1 on other net purchases |
| Benefits | ||
Key Benefits |
|
|
