home/cards/compare/american express® gold card vs bank of america® customized cash rewards secured credit card
Card comparisonSide by side
American Express® Gold Card vs Bank of America® Customized Cash Rewards Secured Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | American Express | Bank of America |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 1/2 cards | Premium | — |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $325 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 28.49% | — |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 100,000 points | Earn $0 |
Bonus Value | $1,000 | — |
Reward Rate Data: 2/2 cards | 5x pts on prepaid hotels | 6% back on category of your choice |
Reward Program Data: 2/2 cards | Membership Rewards | Bank of America Customized Cash Rewards |
| Earning Rates | ||
| All other eligible purchases | 1x pts | — |
| Flights | 3x ptsBooked through AmexTravel.com or Amex Travel App™ or directly through airlines. | — |
| Prepaid car rentals and cruises | 2x ptsPrepaid car rentals booked through AmexTravel.com or Amex Travel App™ and cruises booked and paid through AmexTravel.com. | — |
| Prepaid hotels | 5x ptsBooked through AmexTravel.com or Amex Travel App™. | — |
| Restaurants worldwide | 4x ptsOn up to $50K in purchases per calendar year, then 1X points. | — |
| U.S. supermarkets | 4x ptsOn up to $25K in purchases per calendar year, then 1X points for the rest of the year. | — |
| all other purchases | — | 1% back |
| category of your choice | — | 6% backfor the first year |
| grocery stores and wholesale clubs | — | 2% back |
| Benefits | ||
Key Benefits |
|
|
