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American Express® Gold Card vs Platinum Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | American Express | American Express |
Card Network | American Express | American Express |
Card Type Data: 2/2 cards | rewards | luxury |
Card Tier Data: 2/2 cards | Mid Tier | Luxury |
| Fees & APR | ||
Annual Fee | $325 | $895 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 28.49% | 19.49% – 28.49% |
| Rewards | ||
Welcome Bonus | Earn 100,000 points | Earn 175,000 points |
Reward Rate Data: 2/2 cards | 5x pts on prepaid hotels | 5x pts on flights |
Reward Program Data: 2/2 cards | Membership Rewards | Membership Rewards |
| Earning Rates | ||
| All other eligible purchases | 1x pts | — |
| Flights | 3x ptsBooked through AmexTravel.com or the Amex Travel App™ or purchased directly from airlines. | 5x ptsBooked directly with airlines or through American Express Travel, on up to $500,000 on these purchases per calendar year. |
| Flights booked through AmexTravel.com or Amex Travel App™ or directly through airlines | 3x pts | — |
| Other Purchases | — | 1x pts |
| Prepaid Hotels | — | 5x ptsBooked through American Express Travel. |
| Prepaid car rentals and cruises | 2x ptsPrepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com. | — |
| Prepaid car rentals booked through AmexTravel.com or Amex Travel App™ and cruises booked and paid through AmexTravel.com | 2x pts | — |
| Prepaid hotels | 5x ptsBooked through AmexTravel.com or the Amex Travel App™. | — |
| Prepaid hotels booked through AmexTravel.com or Amex Travel App™ | 5x pts | — |
| Restaurants | 4x ptsWorldwide; then 1X points for the rest of the year. | — |
| Restaurants worldwide | 4x ptsThen 1X points for the rest of the year. | — |
| U.S. supermarkets | 4x ptsAt U.S. supermarkets, on up to $25,000 in purchases per calendar year, then 1X for the rest of the year. | — |
| all other eligible purchases | 1x pts | — |
| flights | 3x ptsBooked through AmexTravel.com or Amex Travel App or directly through airlines. | 5x ptsBooked directly with airlines or through American Express Travel, on up to $500,000 on these purchases per calendar year. |
| other purchases | — | 1x pts |
| prepaid car rentals and cruises | 2x ptsPrepaid car rentals booked through AmexTravel.com or Amex Travel App and cruises booked and paid through AmexTravel.com. | — |
| prepaid hotels | 5x ptsBooked through AmexTravel.com or Amex Travel App. | 5x ptsBooked through American Express Travel. |
| prepaid_hotels | — | 5x ptsBooked on American Express Travel®. |
| restaurants | 4x ptsWorldwide, on up to $50,000 in purchases per calendar year, then 1X. | — |
| supermarkets | 4x ptsAt U.S. supermarkets, on up to $25,000 in purchases per calendar year, then 1X. | — |
| Benefits | ||
Key Benefits |
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