Card comparisonSide by side
Athleta Encore Mastercard® vs U.S. Bank Cash+\u00ae Visa Signature\u00ae Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | US Bank |
Card Network | ||
Card Type Data: 1/2 cards | — | cashback |
Card Tier Data: 1/2 cards | — | Premium |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 33.24% | — |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 20 points | Earn $200 |
Bonus Value | $20 | $200 |
Reward Rate Data: 2/2 cards | 5x pts on gap inc. family of brands | 0.02% back on everyday category |
Reward Program Data: 2/2 cards | Encore Rewards | U.S. Bank Cash+ Rewards |
| Earning Rates | ||
| Eligible retail apparel brands | 3x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| Everywhere else Mastercard is accepted | 1x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| Gap Inc. family of brands | 5x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| all other eligible spend | — | 0.01% back |
| everyday category | — | 0.02% backone category you choose each quarter |
| Benefits | ||
Key Benefits |
| — |
