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Banana Republic Encore Mastercard® vs Bank of America® Customized Cash Rewards Secured Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | Bank of America |
Card Network | ||
Card Type Data: 1/2 cards | — | cashback |
Card Tier Data: 1/2 cards | Entry Level | — |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 33.24% | — |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 20 points | Earn $0 |
Bonus Value | $20 | — |
Reward Rate Data: 2/2 cards | 5x pts on gap inc. family of brands | 6% back on category of your choice |
Reward Program Data: 2/2 cards | Encore Rewards | Bank of America Customized Cash Rewards |
| Earning Rates | ||
| Gap Inc. family of brands | 5x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| all other purchases | — | 1% back |
| category of your choice | — | 6% backfor the first year |
| eligible retail apparel brands | 3x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| everywhere else Mastercard is accepted | 1x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| grocery stores and wholesale clubs | — | 2% back |
| Benefits | ||
Key Benefits |
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