home/cards/compare/banana republic encore mastercard® vs emirates skywards premium world elite mastercard
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Banana Republic Encore Mastercard® vs Emirates Skywards Premium World Elite Mastercard
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | Barclays |
Card Network | ||
Card Type Data: 1/2 cards | — | travel |
Card Tier Data: 2/2 cards | Entry Level | Premium |
Credit Score | — | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $499 |
Foreign Transaction Fee | None | None |
Purchase APR | 33.24% | 19.49% – 29.49% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 20 points | Earn 70,000 miles |
Bonus Value | $20 | $700 |
Reward Rate Data: 2/2 cards | 5x pts on gap inc. family of brands | 3x miles on emirates purchases |
Reward Program Data: 2/2 cards | Encore Rewards | Emirates Skywards |
| Earning Rates | ||
| All other purchases | — | 1x milesOn all other purchases |
| Emirates purchases | — | 3x milesOn eligible Emirates purchases |
| Gap Inc. family of brands | 5x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| Travel | — | 2x milesOn eligible travel purchases |
| eligible retail apparel brands | 3x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| everywhere else Mastercard is accepted | 1x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| Benefits | ||
Key Benefits |
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