Card comparisonSide by side
Banana Republic Encore Mastercard® vs Ink Business Premier® Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | Chase |
Card Network | ||
Card Type Data: 1/2 cards | — | business |
Card Tier Data: 2/2 cards | Entry Level | Premium |
Credit Score | — | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $195 |
Foreign Transaction Fee | None | None |
Purchase APR | 33.24% | 17.74% – 28.49% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 20 points | Earn $1,000 |
Bonus Value | $20 | $1,000 |
Reward Rate Data: 2/2 cards | 5x pts on gap inc. family of brands | 5% back on chase_travel |
Reward Program Data: 2/2 cards | Encore Rewards | Chase Ultimate Rewards |
| Earning Rates | ||
| Gap Inc. family of brands | 5x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| chase_travel | — | 5% backPurchases made through Chase Travel |
| eligible retail apparel brands | 3x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| everywhere else Mastercard is accepted | 1x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| lyft | — | 5% backQualifying Lyft products and services purchased through Lyft app through 09/30/2027 |
| other | — | 2% backAll other business purchases |
| purchases_over_5000 | — | 2.5% backTotal purchase of $5,000 or more |
| Benefits | ||
Key Benefits |
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