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  4. Banana Republic Encore Mastercard vs Miles & More World Elite Mastercard

Banana Republic Encore Mastercard vs Miles & More World Elite Mastercard

Side-by-side comparison of fees, rewards, benefits, and more.

How to read missing comparison values

  • A dash (—) means that value is not currently available for that card.
  • Coverage labels like 2/4 cards show how many selected cards have that metric populated.
  • Card Type, Card Tier, Rating, and Reward Program are editorial/CMS fields and may still be pending enrichment.
Swipe horizontally to compare all columns
Feature
BA
Banana Republic Encore Mastercard
MI
Miles & More World Elite Mastercard
Basic Information
Issuer
BarclaysBarclays
Card Network
Card Type
Data: 2/2 cards
cashbacktravel
Card Tier
Data: 2/2 cards
Entry LevelPremium
Credit Score
—Excellent(750+)
Rating
Data: 0/2 cards
——
Fees & APR
Annual Fee
$0$89
Foreign Transaction Fee
NoneNone
Purchase APR
33.24%19.49% – 29.49%
Intro APR
——
Rewards
Welcome Bonus
—Earn 50,000 miles
Bonus Value
—$500
Reward Rate
Data: 2/2 cards
5x pts on gap inc. family of brands2x miles on miles & more partner airline tickets
Reward Program
Data: 2/2 cards
Encore RewardsMiles & More
Earning Rates
Gap Inc. family of brands5x ptsGap Inc. Credit Card or Encore Credit Card must be used as sole payment type.—
Miles & More partner airline tickets—2x miles
all other purchases—1x miles
eligible retail apparel brands3x ptsGap Inc. Credit Card or Encore Credit Card must be used as sole payment type.—
everywhere else where Mastercard is accepted1x pts—
Benefits
Key Benefits
  • $0 Fraud Liability Protection
  • Complimentary FICO® Credit Score
  • Digital Wallet Compatibility
  • +2 more
  • Annual Companion Ticket
  • Lufthansa Business Lounge Access
  • Miles to Status Points Conversion
  • +1 more