$0
Annual fee
See the card
Card reviewBarclays
Updated Jul 23, 2026 · research
BarclaysMiles & More
Miles & More® World Elite Mastercard®
Earn Miles & More miles on airline tickets and everyday purchases with annual companion tickets and airport lounge access.
PremiumPersonal
Mastercard
$89
Annual fee
2x miles miles & more partner airline tickets
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 50,000 miles
Spend $3,000 in 90 days
Verifiedpublic
Card Offers
public
Earn 50,000 miles
Spend $3,000 in 90 days
public
Earning Rates
Miles & More partner airline tickets
2xmiles
Spent on Miles & More partner airline tickets.
All other purchases
1xmiles
Spent on all other purchases.
Pros & Cons
Pros
- Generous welcome bonus of 50,000 miles
- Lufthansa lounge access with two annual vouchers
- Annual companion ticket benefit
- No foreign transaction fees
- Introductory 0% APR on balance transfers for 15 months
Cons
- $89 annual fee
- Excellent credit required
- 1x miles on non-airline spending
- Rewards limited to Miles & More partners
- Companion ticket requires taxes and fees
Key Takeaways
- Earn 2x miles on Miles & More partner airlines, 1x elsewhere
- 50,000-mile welcome bonus after $3,000 spend in 90 days
- Two Lufthansa lounge vouchers and one annual companion ticket
- Convert up to 25,000 miles to status points once per year
- No foreign transaction fees on international purchases
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $89 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.49% - 29.49%
- Balance Transfer APR
- 19.49% - 29.49%0% intro APR for 15 months
- Cash Advance APR
- 29.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
4 benefits (1 strong or better) including 1 hidden gems
Travel Access & Perks
Elite Status
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
What is the annual fee for the Miles & More World Elite Mastercard?
The annual fee is $89 and is not waived in the first year. This fee provides access to benefits like lounge vouchers and a companion ticket.
How do I earn rewards with this card?
Earn 2 miles per $1 on Miles & More partner airline tickets and 1 mile per $1 on all other purchases. Miles are part of the Miles & More program.
What is the welcome bonus?
Earn 50,000 miles after spending $3,000 on purchases within 90 days and paying the annual fee. This is the current public offer.
What travel benefits does the card offer?
Includes two complimentary Lufthansa Business Lounge vouchers annually and one companion ticket after each account anniversary, with taxes and fees applying to the companion ticket. No foreign transaction fees on international purchases.
What credit score is required?
Excellent credit is required to apply for this premium travel card.
Is there an introductory APR offer?
Offers 0% intro APR on balance transfers for 15 billing cycles. Regular APR ranges from 19.49% to 29.49% variable for purchases and balance transfers.
Can I convert miles to status points?
Convert 5,000 to 25,000 miles into Points and Qualifying Points once per calendar year. For example, 5,000 miles yield 20 points and 20 qualifying points.
About This Card
Ideal for frequent Lufthansa or Miles & More partner airline flyers who value lounge access and companion tickets. Suits those with excellent credit seeking airline-specific miles without foreign transaction fees.
The Miles & More® World Elite Mastercard® is designed for frequent flyers of Lufthansa and Star Alliance partners. It offers accelerated mileage earning on partner airlines, lounge vouchers, and an annual companion ticket, all with no foreign transaction fees.
Stands out in the premium travel tier with Lufthansa-specific lounge vouchers and an annual companion ticket at a modest $89 fee.
Ready to Decide?
Apply for the Miles & More® World Elite Mastercard®
Earn 50,000 miles with a $89 annual fee.
Spend $3,000 in 90 days
Similar Cards You Might Like
Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 4 of 4 benefits rated high confidence
- 4 source citations across benefits
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
Found an error? Report it here.