Card reviewBarclays
Updated Apr 16, 2026 · research
Miles & More World Elite Mastercard
BarclaysMiles & MoreEditorially reviewed

Miles & More World Elite Mastercard

Earn 2 miles per $1 spent on Miles & More partner airline tickets and 1 mile per $1 on all other purchases.

PremiumPersonal
Mastercard
Credit profile: excellent
$89
Annual fee
2x miles miles & more partner airline tickets
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

50,000 miles

Spend $3,000 in 90 days

Verifiedofficial product page

Card Offers

public

50,000 miles

Verified

Spend $3,000 in 90 days

official product page

Earning Rates

Miles & More partner airline tickets
2xmiles
all other purchases
1xmiles

Pros & Cons

Pros

  • Generous welcome bonus of 50,000 miles
  • Lufthansa lounge access with two annual vouchers
  • Annual companion ticket benefit
  • No foreign transaction fees
  • Introductory 0% APR on balance transfers for 15 months

Cons

  • $89 annual fee
  • Excellent credit required
  • 1x miles on non-airline spending
  • Rewards limited to Miles & More partners
  • Companion ticket requires taxes and fees

Key Takeaways

  • Earn 2x miles on Miles & More partner airlines, 1x elsewhere
  • 50,000-mile welcome bonus after $3,000 spend in 90 days
  • Two Lufthansa lounge vouchers and one annual companion ticket
  • Convert up to 25,000 miles to status points once per year
  • No foreign transaction fees on international purchases

Fees

Fee TypeAmount
Annual Fee$89
Foreign Transaction Fee0%

APR Information

Purchase APR
19.49% - 29.49%
Balance Transfer APR
19.49% - 29.49%0% intro APR for 15 months
Cash Advance APR
29.74%
Penalty APR
29.74%May apply if you pay late

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

4 benefits including 1 hidden gems

Travel Access & Perks

Travel Credits

Elite Status

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

Hidden Gems

Miles to Status Points Conversion

Convert 5,000 to 25,000 Miles & More miles into Points and Qualifying Points once per year to boost elite status progress.

Frequently Asked Questions

What is the annual fee for the Miles & More World Elite Mastercard?
The annual fee is $89 and is not waived in the first year. This fee provides access to benefits like lounge vouchers and a companion ticket.
How do I earn rewards with this card?
Earn 2 miles per $1 on Miles & More partner airline tickets and 1 mile per $1 on all other purchases. Miles are part of the Miles & More program.
What is the welcome bonus?
Earn 50,000 miles after spending $3,000 on purchases within 90 days and paying the annual fee. This is the current public offer.
What travel benefits does the card offer?
Includes two complimentary Lufthansa Business Lounge vouchers annually and one companion ticket after each account anniversary, with taxes and fees applying to the companion ticket. No foreign transaction fees on international purchases.
What credit score is required?
Excellent credit is required to apply for this premium travel card.
Is there an introductory APR offer?
Offers 0% intro APR on balance transfers for 15 billing cycles. Regular APR ranges from 19.49% to 29.49% variable for purchases and balance transfers.
Can I convert miles to status points?
Convert 5,000 to 25,000 miles into Points and Qualifying Points once per calendar year. For example, 5,000 miles yield 20 points and 20 qualifying points.

About This Card

Ideal for frequent Lufthansa or Miles & More partner airline flyers who value lounge access and companion tickets. Suits those with excellent credit seeking airline-specific miles without foreign transaction fees.

Earn 2 miles per $1 spent on Miles & More partner airline tickets. Earn 1 mile per $1 spent on all other purchases. Welcome bonus of 50,000 miles after spending $3,000 in purchases and paying the annual fee within 90 days. Includes lounge access with two complimentary Lufthansa Business Lounge Vouchers annually and an annual companion ticket.

Stands out in the premium travel tier with Lufthansa-specific lounge vouchers and an annual companion ticket at a modest $89 fee.

Ready to Decide?

Apply for the Miles & More World Elite Mastercard

50,000 miles with a $89 annual fee.

Spend $3,000 in 90 days

Reward Program

Miles & More

Earns Miles

Learn more

Card Categories

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 4 of 4 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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