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Bank of America® Customized Cash Rewards Credit Card for Students vs Citi ThankYou Premier Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Citi |
Card Network | ||
Card Type Data: 1/2 cards | student | — |
Card Tier Data: 1/2 cards | Entry Level | — |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | — | — |
Purchase APR | 17.49% – 27.49% | — |
Intro APR | 0% for 15 months | — |
| Rewards | ||
Welcome Bonus | Earn $200 | — |
Reward Rate Data: 1/2 cards | 6% back on choice category (first year) | — |
Reward Program Data: 1/2 cards | Bank of America Cash Rewards | — |
| Earning Rates | ||
| All Other Purchases | 1% backUnlimited 1% cash back on all other purchases. | — |
| Choice Category (First Year) | 6% backFirst year bonus. Choice categories: gas & EV charging, online shopping (including cable, internet, phone, streaming), dining, travel, drug stores, or home improvement. Combined with grocery/wholesale clubs up to $2,500/quarter. | — |
| Choice Category (Standard) | 3% backAfter the first year. Choice categories: gas & EV charging, online shopping (including cable, internet, phone, streaming), dining, travel, drug stores, or home improvement. Combined with grocery/wholesale clubs up to $2,500/quarter. | — |
| Grocery Stores & Wholesale Clubs | 2% backCombined with choice category up to $2,500/quarter. | — |
| Benefits | ||
Key Benefits |
| — |
