home/cards/compare/bank of america® customized cash rewards credit card vs bank of america® unlimited cash rewards credit card
Card comparisonSide by side
Bank of America® Customized Cash Rewards Credit Card vs Bank of America® Unlimited Cash Rewards Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Bank of America |
Card Network | ||
Card Type Data: 2/2 cards | cashback | cashback |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 17.49% – 27.49% | 17.49% – 27.49% |
Intro APR | 0% for 15 months | 0% for 15 months |
| Rewards | ||
Welcome Bonus | Earn $200 | Earn $200 |
Bonus Value | $200 | $200 |
Reward Rate Data: 2/2 cards | 6% back on choice category (first year) | 2% back on all purchases (first year) |
Reward Program Data: 2/2 cards | BofA Rewards | BofA Rewards |
| Earning Rates | ||
| All other purchases | 1% backUnlimited 1% cash back on all other purchases. | — |
| All purchases (First Year) | — | 2% backEarn 2% cash back on purchases for the first year from account opening. |
| All purchases (Thereafter) | — | 1.5% backThereafter, you'll earn unlimited 1.5% cash back on all purchases. |
| Choice Category (First Year) | 6% backEarn 3% cash back + 3% first-year cash back bonus in your choice category. Applies to the first $2,500 in combined quarterly choice category/grocery store/wholesale club purchases. | — |
| Choice Category (Standard) | 3% backApplies after the first year. Applies to the first $2,500 in combined quarterly choice category/grocery store/wholesale club purchases. | — |
| Grocery Stores and Wholesale Clubs | 2% backApplies to the first $2,500 in combined quarterly choice category/grocery store/wholesale club purchases. | — |
| Benefits | ||
Key Benefits |
|
|
