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Bank of America® Customized Cash Rewards Credit Card vs Citi ThankYou Preferred Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
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- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Citi |
Card Network | ||
Card Type Data: 1/2 cards | cashback | — |
Card Tier Data: 1/2 cards | Entry Level | — |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | — | — |
Purchase APR | 17.49% – 27.49% | — |
Intro APR | 0% for 15 months | — |
| Rewards | ||
Welcome Bonus | Earn $200 | — |
Reward Rate Data: 1/2 cards | 6% back on choice category (first year) | — |
Reward Program Data: 1/2 cards | BofA Rewards | — |
| Earning Rates | ||
| All Other Purchases | 1% backEarns unlimited 1% cash back on all other purchases. | — |
| Choice Category | 3% backEarns 3% after the first year on the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter. | — |
| Choice Category (First Year) | 6% backEarns 3% base + 3% first-year cash back bonus on the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter. | — |
| Grocery Stores and Wholesale Clubs | 2% backEarns 2% on the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter. | — |
| Benefits | ||
Key Benefits |
| — |
