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Bank of America® Customized Cash Rewards Secured Credit Card vs Capital One Quicksilver Secured Cash Rewards Credit Card

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Feature
Basic Information
Issuer
Bank of AmericaCapital One
Card Network
Card Type
Data: 2/2 cards
cashbacksecured
Card Tier
Data: 1/2 cards
Entry Level
Credit Score
Fair(650-699)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
NoneNone
Purchase APR
29.99%
Intro APR
Rewards
Welcome Bonus
Earn $0
Bonus Value
Reward Rate
Data: 2/2 cards
6% back on category of your choice1.5% back on all purchases
Reward Program
Data: 2/2 cards
Bank of America Customized Cash RewardsCapital One Cash Back Rewards
Earning Rates
All Purchases1.5% backUnlimited 1.5% cash back on every purchase
all other purchases1% back
category of your choice6% backfor the first year
grocery stores and wholesale clubs2% back
Benefits
Key Benefits
  • Help strengthen or build your credit while earning 6% cash back in the category of your choice – for the first year
  • Automatic Credit Line Review / Upgrade Path
  • No foreign transaction fee
  • Refundable Security Deposit