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Bank of America® Customized Cash Rewards Secured Credit Card vs Gap Encore Mastercard®
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Barclays |
Card Network | ||
Card Type Data: 1/2 cards | cashback | — |
Card Tier Data: 1/2 cards | — | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | — | 33.24% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn $0 | Earn 20 points |
Bonus Value | — | $20 |
Reward Rate Data: 2/2 cards | 6% back on category of your choice | 5x pts on gap inc. family of brands |
Reward Program Data: 2/2 cards | Bank of America Customized Cash Rewards | Encore Rewards |
| Earning Rates | ||
| Gap Inc. family of brands | — | 5x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| all eligible retail apparel brands | — | 3x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| all other purchases | 1% back | — |
| category of your choice | 6% backfor the first year | — |
| everywhere else Mastercard is accepted | — | 1x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| grocery stores and wholesale clubs | 2% back | — |
| Benefits | ||
Key Benefits |
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