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Bank of America® Unlimited Cash Rewards Credit Card for Students vs Wells Fargo Autograph Journey℠ Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | student | travel |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | Fair(650-699) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $95 |
Foreign Transaction Fee | — | None |
Purchase APR | 17.49% – 27.49% | — |
Intro APR | 0% for 15 months | — |
| Rewards | ||
Welcome Bonus | Earn $200 | Earn 60,000 points |
Reward Rate Data: 2/2 cards | 2% back on all purchases (first year) | 5x pts on hotels |
Reward Program Data: 2/2 cards | BofA Rewards™ | Wells Fargo Rewards |
| Earning Rates | ||
| Airlines | — | 4x ptsWith retailers whose merchant category code is classified as airlines and air carriers. |
| All purchases | 1.5% backThereafter, earn unlimited 1.5% cash back on all purchases. | — |
| All purchases (first year) | 2% backEarn 2% cash back on purchases for the first year from account opening. | — |
| Hotels | — | 5x ptsWith retailers whose merchant category code is classified as hotel/motel. |
| Other Travel | — | 3x ptsWith retailers classified as timeshare, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, and campgrounds. |
| Other purchases | — | 1x ptsOn all other net purchases. |
| Restaurants | — | 3x ptsWith retailers classified as eating places and restaurants, drinking places, fast food restaurants, and caterers. |
| Benefits | ||
Key Benefits |
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