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QuicksilverOne vs Discover it® Cash Back Credit Card

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Feature
Basic Information
Issuer
Capital OneDiscover
Card Network
Card Type
Data: 1/2 cards
cashback
Card Tier
Data: 1/2 cards
Entry Level
Credit Score
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
NoneNone
Purchase APR
17.49% – 26.49%
Intro APR
0% for 15 months
Rewards
Welcome Bonus
Earn 0 pointsEarn $0
Bonus Value
Reward Rate
Data: 2/2 cards
1.5% back on all purchases5% back on rotating quarterly categories
Reward Program
Data: 1/2 cards
Discover Cashback Bonus
Earning Rates
All Purchases1.5% backUnlimited 1.5% cash back on every purchase
All other purchases1% backUnlimited; applies automatically to all purchases not in the 5% rotating category.
Rotating quarterly categories5% backEarn 5% cash back at different places each quarter, up to the quarterly maximum when you activate. Page examples include grocery stores, restaurants, gas stations, and more.
Rotating quarterly categories (e.g., grocery stores, restaurants, gas stations, Amazon.com)5% backActivation required each quarter; up to the quarterly maximum spend cap. Categories vary each quarter.
Benefits
Key Benefits
  • Automatic Credit Line Review
  • CreditWise® Credit Monitoring
  • No foreign transaction fee
  • $0 Fraud Liability protection
  • 5% Cash Back on Rotating Categories (Quarterly Activation Required)
  • Cash back won’t expire
  • +8 more