Card comparisonSide by side
Capital One QuicksilverOne vs Discover it Chrome
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Capital One | Discover |
Card Network | ||
Card Type Data: 2/2 cards | cashback | cashback |
Card Tier Data: 1/2 cards | Entry Level | — |
Credit Score | Fair(650-699) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $39 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | — | 17.49% – 26.49% |
Intro APR | — | 0% for 15 months |
| Rewards | ||
Welcome Bonus | — | Earn $0 |
Bonus Value | — | — |
Reward Rate Data: 2/2 cards | 1.5% back on all purchases | 2% back on gas stations and restaurants |
Reward Program Data: 2/2 cards | Capital One Rewards | Discover cash back rewards |
| Earning Rates | ||
| All Purchases | 1.5% back | — |
| All other purchases | — | 1% backUnlimited base rate on other eligible net purchases; purchases in the gas and restaurant categories above the quarterly cap also earn this rate. |
| Gas stations and restaurants | — | 2% backApplies to the first $1,000 in combined purchases each calendar quarter at eligible U.S. stand-alone gas stations and restaurants. Merchant classification controls eligibility; affiliated locations and some digital-wallet or third-party-payment transactions may not qualify. |
| Benefits | ||
Key Benefits |
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