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Savor Rewards for Students vs Discover it® Cash Back Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Capital One | Discover |
Card Network | ||
Card Type Data: 2/2 cards | student | cashback |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | Fair(650-699) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 18.49% – 28.49% | 17.49% – 26.49% |
Intro APR | — | 0% for 15 months |
| Rewards | ||
Welcome Bonus | Earn $100 | Earn $0 |
Bonus Value | $100 | — |
Reward Rate Data: 2/2 cards | 3% back on dining | 5% back on rotating quarterly categories |
Reward Program Data: 2/2 cards | Capital One Cash Back Rewards | Discover Cashback Bonus |
| Earning Rates | ||
| All Other Purchases | 1% back | — |
| All other purchases | — | 1% backUnlimited; applies automatically to all purchases not in the 5% rotating category. |
| Dining | 3% back | — |
| Entertainment | 3% back | — |
| Grocery Stores | 3% backExcludes superstores like Walmart® and Target® | — |
| Grocery stores | 3% backThe 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®. | — |
| Other purchases | 1% back | — |
| Popular Streaming Services | 3% back | — |
| Rotating quarterly categories | — | 5% backEarn 5% cash back at different places each quarter, up to the quarterly maximum when you activate. Page examples include grocery stores, restaurants, gas stations, and more. |
| Rotating quarterly categories (e.g., grocery stores, restaurants, gas stations, Amazon.com) | — | 5% backActivation required each quarter; up to the quarterly maximum spend cap. Categories vary each quarter. |
| Benefits | ||
Key Benefits |
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