Card comparisonSide by side
Capital One Venture Rewards vs Discover it Student Cash Back
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Capital One | Discover |
Card Network | ||
Card Type Data: 2/2 cards | travel | student |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | Excellent(750+) | No Credit Check(N/A) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 28.49% | 16.49% – 25.49% |
Intro APR | — | 0% for 6 months |
| Rewards | ||
Welcome Bonus | Earn 75,000 miles | Earn $0 |
Bonus Value | $750 | — |
Reward Rate Data: 2/2 cards | 5x miles on capital one entertainment | 5% back on rotating |
Reward Program Data: 2/2 cards | Capital One Miles | Discover Cashback Bonus |
| Earning Rates | ||
| All Other Purchases | 2x milesEveryday purchases, unlimited | — |
| Capital One Entertainment | 5x milesQualifying purchases on the Capital One Entertainment platform only | — |
| Capital One Travel Hotels, Vacation Rentals & Car Rentals | 5x milesMust be booked through Capital One Travel | — |
| all_other_purchases | — | 1% back |
| rotating | — | 5% backAt different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. |
| Benefits | ||
Key Benefits |
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