Card comparisonSide by side
Capital One Venture Rewards vs Old Navy Encore Mastercard®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Capital One | Barclays |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 28.49% | 33.24% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 75,000 miles | Earn 30 points |
Bonus Value | $750 | $30 |
Reward Rate Data: 2/2 cards | 5x miles on capital one entertainment | 5x pts on gap inc. family of brands |
Reward Program Data: 2/2 cards | Capital One Miles | Encore Rewards |
| Earning Rates | ||
| All Other Purchases | 2x milesEveryday purchases, unlimited | — |
| Capital One Entertainment | 5x milesQualifying purchases on the Capital One Entertainment platform only | — |
| Capital One Travel Hotels, Vacation Rentals & Car Rentals | 5x milesMust be booked through Capital One Travel | — |
| Gap Inc. family of brands | — | 5x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| eligible retail apparel brands | — | 3x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| everywhere else Mastercard is accepted | — | 1x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| Benefits | ||
Key Benefits |
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