Card comparisonSide by side
Venture X vs Old Navy Encore Mastercard®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Capital One | Barclays |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Premium | Entry Level |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $395 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 28.49% | 33.24% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 75,000 miles | Earn 30 points |
Bonus Value | $750 | $30 |
Reward Rate Data: 2/2 cards | 10x miles on hotels_and_rental_cars_booked_through_capital_one_travel | 5x pts on gap inc. family of brands |
Reward Program Data: 2/2 cards | Capital One Miles | Encore Rewards |
| Earning Rates | ||
| Gap Inc. family of brands | — | 5x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| all_other_purchases | 2x milesEvery day purchase rate on all eligible spend. | — |
| capital_one_entertainment | 5x milesTickets purchased on the Capital One Entertainment platform using an eligible miles card. | — |
| eligible retail apparel brands | — | 3x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| everywhere else Mastercard is accepted | — | 1x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| flights_and_vacation_rentals_booked_through_capital_one_travel | 5x milesMust book through Capital One Travel portal using Venture X. | — |
| hotels_and_rental_cars_booked_through_capital_one_travel | 10x milesMust book through Capital One Travel portal using Venture X. | — |
| Benefits | ||
Key Benefits |
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