Card comparisonSide by side
Choice Privileges® Mastercard® vs U.S. Bank Shield® Visa® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | US Bank |
Card Network | ||
Card Type Data: 2/2 cards | travel | balance transfer |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | Good(700-749) | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | — | 16.99% – 27.99% |
Intro APR | — | 0% for 21 months |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | — |
Bonus Value | $600 | — |
Reward Rate Data: 2/2 cards | 5x pts on choice hotels stays | 4% back on prepaid air, hotel and car reservations booked directly in the travel center |
Reward Program Data: 2/2 cards | Choice Privileges Rewards Program | U.S. Bank Rewards Center |
| Earning Rates | ||
| Choice Hotels stays | 5x ptsQualifying stays made on the Card Account at eligible Choice hotel locations, plus on Choice Privileges point purchases | — |
| Gas stations | 3x ptsAt retailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and electric vehicle charging stations | — |
| Grocery stores | 3x ptsAt retailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis, and bakeries | — |
| Home improvement | 3x ptsAt retailers whose Mastercard merchant code is classified as home improvement stores, hardware stores, nurseries, garden supply, furniture, and household appliance stores | — |
| Other purchases | 1x ptsOn all other net purchases | — |
| Phone plans | 3x ptsAt landline and cell phone providers considered telecommunication services | — |
| prepaid air, hotel and car reservations booked directly in the Travel Center | — | 4% backbooked directly in the Travel Center when you use your card |
| Benefits | ||
Key Benefits |
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