Card comparisonSide by side
Choice Privileges® Mastercard® vs Wells Fargo Active Cash® Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | Good(700-749) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | — | 18.49% – 28.49% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | Earn $200 |
Bonus Value | $600 | $200 |
Reward Rate Data: 2/2 cards | 5x pts on choice hotels stays | 2% back on all purchases |
Reward Program Data: 2/2 cards | Choice Privileges Rewards Program | Wells Fargo Rewards |
| Earning Rates | ||
| All Purchases | — | 2% backUnlimited cash rewards on purchases with no categories to track or quarterly activations. |
| Choice Hotels stays | 5x ptsQualifying stays made on the Card Account at eligible Choice hotel locations, plus on Choice Privileges point purchases | — |
| Gas stations | 3x ptsAt retailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and electric vehicle charging stations | — |
| Grocery stores | 3x ptsAt retailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis, and bakeries | — |
| Home improvement | 3x ptsAt retailers whose Mastercard merchant code is classified as home improvement stores, hardware stores, nurseries, garden supply, furniture, and household appliance stores | — |
| Other purchases | 1x ptsOn all other net purchases | — |
| Phone plans | 3x ptsAt landline and cell phone providers considered telecommunication services | — |
| Benefits | ||
Key Benefits |
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