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Choice Privileges® Mastercard® vs Wells Fargo Autograph® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Mid Tier | Mid Tier |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | — | 18.49% – 28.49% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | Earn 20,000 points |
Bonus Value | $600 | $200 |
Reward Rate Data: 2/2 cards | 5x pts on choice hotels stays | 3x pts on gas stations |
Reward Program Data: 2/2 cards | Choice Privileges | Wells Fargo Rewards® |
| Earning Rates | ||
| Choice Hotels stays | 5x ptsQualifying stays at eligible Choice hotel locations billed by eligible Choice brand hotels as merchant of record and booked through choicehotels.com, directly with an eligible Choice hotel, or by calling the Choice Hotels Service Center. | — |
| Choice Privileges point purchases | 5x ptsQualifying net purchases of Choice Privileges points made on the Card Account. | — |
| Gas Stations | — | 3x ptsEarn 3 rewards points per $1 spent on net purchases at retailers whose Visa merchant code is classified as gas stations, automated fuel dispensers, and electric vehicle charging stations. No limit to points you can earn on purchases made with the card. |
| Gas stations | 3x ptsPurchases at retailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, or electric vehicle charging stations. Purchases not processed using the listed Mastercard merchant codes may not qualify. | — |
| Grocery stores | 3x ptsPurchases at retailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis, or bakeries. Purchases not processed using the listed Mastercard merchant codes may not qualify. | — |
| Home improvement stores | 3x ptsPurchases at retailers whose Mastercard merchant code is classified as home improvement stores, hardware stores, nurseries and garden supply stores, furniture and household appliances stores, home accessories stores, floor, glass, paint and wallpaper stores, lease/rental services for furniture and household appliances, swimming pool sales and supplies, contractors, or specialists providing home improvement services. Purchases not processed using the listed Mastercard merchant codes may not qualify. | — |
| Other Purchases | — | 1x ptsEarn 1 rewards point per $1 spent on other net purchases. Cash advances and cash equivalents do not earn points. No limit to points you can earn on purchases made with the card. |
| Other purchases | 1x ptsOther net purchases earn 1 rewards point per $1 spent. Cash advances and cash equivalents of any kind do not earn points. | — |
| Phone Plans | — | 3x ptsEarn 3 rewards points per $1 spent on net purchases at landline and cell phone providers considered telecommunication services. No limit to points you can earn on purchases made with the card. |
| Phone plan services | 3x ptsPurchases at retailers whose Mastercard merchant code is classified as landline and cell phone providers considered telecommunication services. Purchases not processed using the listed Mastercard merchant codes may not qualify. | — |
| Popular Streaming Services | — | 3x ptsEarn 3 rewards points per $1 spent on net purchases for popular streaming services classified as cable and other pay television, digital goods, books, movies, music, and continuity/subscription services, as listed by Wells Fargo. No limit to points you can earn on purchases made with the card. |
| Restaurants | — | 3x ptsEarn 3 rewards points per $1 spent on net purchases at retailers whose Visa merchant code is classified as eating places and restaurants, drinking places, fast food restaurants, and/or caterers. No limit to points you can earn on purchases made with the card. |
| Transit | — | 3x ptsEarn 3 rewards points per $1 spent on net purchases at retailers whose Visa merchant code is classified as passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots and garages. No limit to points you can earn on purchases made with the card. |
| Travel | — | 3x ptsEarn 3 rewards points per $1 spent on net purchases at retailers whose Visa merchant code is classified as airline, hotel/motel, timeshare, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, or campgrounds. No limit to points you can earn on purchases made with the card. |
| Benefits | ||
Key Benefits |
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