Card comparisonSide by side
Choice Privileges® Select Mastercard® vs Xbox Mastercard
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Barclays |
Card Network | ||
Card Type Data: 2/2 cards | travel | rewards |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | 3% |
Purchase APR | — | 19.24% – 29.99% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | Earn 5,000 points |
Reward Rate Data: 2/2 cards | 10x pts on choice hotels stays and point purchases | 5x pts on eligible products at the digital microsoft store |
Reward Program Data: 2/2 cards | Choice Privileges | Xbox Mastercard Card Points |
| Earning Rates | ||
| Choice Hotels stays and point purchases | 10x ptsQualifying stays made on the Card Account at eligible Choice hotel locations or net purchases of Choice Privileges points | — |
| Eligible dining delivery services | — | 3x ptsIncludes select dining delivery merchants such as Grubhub and DoorDash. |
| Eligible products at the digital Microsoft Store | — | 5x ptsIncludes digital stores, apps, consoles, and Xbox Design Lab; exclusions apply. |
| Eligible streaming services | — | 3x ptsIncludes select video, music, and ebook streaming merchants. |
| Everyday purchases | — | 1x pts |
| Gas stations, grocery stores, home improvement stores and phone plan services | 5x ptsBased on eligible Mastercard merchant codes | — |
| Other purchases | 1x ptsOn other net purchases | — |
| Benefits | ||
Key Benefits |
|
|
