Side-by-side comparison of fees, rewards, benefits, and more.
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Citi | Discover |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | Good(700-749) | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 20.99% – 29.99% | 18.74% – 27.74% |
Intro APR | — | 0% for 6 months |
| Rewards | ||
Welcome Bonus | Earn 50,000 miles | Earn $0 |
Bonus Value | $850 | — |
Reward Rate Data: 2/2 cards | 2x miles on american airlines purchases | 2% back on gas stations and restaurants |
Reward Program Data: 2/2 cards | AAdvantage® | Discover Cashback Bonus |
| Earning Rates | ||
| All Other Purchases | — | 1% backUnlimited 1% cash back on all other purchases. |
| All other purchases | 1x miles | — |
| American Airlines purchases | 2x milesEligible American Airlines purchases | — |
| Gas Stations | 2x miles | — |
| Gas Stations and Restaurants | — | 2% backOn up to $1,000 in combined purchases each quarter, automatically. No activation required. |
| Restaurants | 2x miles | — |
| Benefits | ||
Key Benefits |
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