Card reviewCiti
Updated Apr 14, 2026 · research
C/
CitiAAdvantage®Editorially reviewed

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Power your travel with bonus miles and travel perks on the Citi® / AAdvantage® Platinum Select® card — earn 2X miles on restaurants and gas stations, preferred boarding, and more.

Mid TierPersonal
Mastercard
Credit profile: good
$99
Annual fee
2x miles american airlines purchases
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

50,000 miles

$850 estimated value

Verifiedofficial page

Card Offers

public

50,000 miles

Verified

$850 estimated value

official page

Earning Rates

American Airlines purchases
2xmiles

Eligible American Airlines purchases

Gas Stations
2xmiles
Restaurants
2xmiles
All other purchases
1xmiles

Pros & Cons

Pros

  • 50,000 AAdvantage® bonus miles welcome offer
  • 2X miles on American Airlines purchases, restaurants, and gas stations
  • Preferred boarding and first checked bag free on domestic American Airlines flights
  • No foreign transaction fees
  • Annual fee waived the first year

Cons

  • $99 annual fee after first year
  • High variable APR up to 29.99%
  • Rewards tied to American Airlines AAdvantage® program
  • Requires good credit for approval

Key Takeaways

  • Earn 50,000 bonus AAdvantage® miles after qualifying purchases
  • 2X miles on eligible AA purchases, restaurants, gas; 1X elsewhere
  • Preferred boarding and free first checked bag for up to 5 on domestic AA flights
  • No foreign transaction fees; $0 intro annual fee, then $99
  • Redeem miles for flights, upgrades, car rentals, hotels at 1,000+ destinations

Fees

Fee TypeAmount
Annual Fee

Waived first year

$99
Foreign Transaction Fee0%

APR Information

Purchase APR
20.99% - 29.99%
Balance Transfer APR
20.99% - 29.99%
Cash Advance APR
29.99%
Penalty APR
29.99%May apply if you pay late

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

3 benefits

Travel Access & Perks

Travel Credits

Elite Status

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

Hidden Gems

First Checked Bag Free

Primary cardmember and up to four companions check first bag free on domestic AA itineraries. Requires linking AAdvantage® number, often overlooked by travelers.

Preferred Boarding

Board before general groups on American Airlines flights. Applies only to AA-operated flights, not codeshares or upgrades.

Frequently Asked Questions

What is the annual fee?
The annual fee is $0 the first year, then $99 thereafter. This structure makes it accessible for new cardholders to try without upfront cost.
What is the welcome bonus offer?
Earn 50,000 AAdvantage® bonus miles after making qualifying purchases. The bonus has an estimated value of $850. This is a public offer from the official page.
What are the earning rates?
Earn 2 AAdvantage® miles per dollar on eligible American Airlines purchases, restaurants, and gas stations. All other purchases earn 1 mile per dollar. Rates apply to personal spending.
Does this card charge foreign transaction fees?
No foreign transaction fees apply. This benefits travelers using the card abroad.
What American Airlines flight benefits are included?
Cardholders receive preferred boarding on American Airlines flights. The primary cardmember and up to four companions on the same reservation get their first checked bag free on domestic American Airlines itineraries. Link your AAdvantage® number to the reservation to activate these.
How can AAdvantage® miles be redeemed?
Redeem miles for flights to over 1,000 worldwide destinations, Business and First Class upgrades, car rentals, and hotel stays. Award availability varies by destination and class. Redemption options are through the AAdvantage® program.
What APR applies to this card?
The variable APR for purchases and balance transfers ranges from 20.99% to 29.99%. Cash advance and penalty APRs are up to 29.99%. Rates depend on creditworthiness.
What credit score is required?
Good credit is required for approval. This mid-tier travel card targets those with established credit.

About This Card

This card suits frequent American Airlines flyers who travel domestically, dine out, and buy gas regularly. It fits those seeking AAdvantage® miles and airline-specific perks without a high ongoing fee.

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a co-branded American Airlines travel rewards card. Earn 50,000 AAdvantage® bonus miles after qualifying purchases. Earn 2X miles on eligible American Airlines purchases, restaurants, and gas stations. Enjoy perks like preferred boarding, a first checked bag free on domestic American Airlines itineraries, and the ability to redeem miles for flights, upgrades, car rentals, and hotel stays. The annual fee is $0 for the first year, then $99 thereafter.

It stands out with American Airlines-specific perks like free first checked bags and preferred boarding not found on many general travel cards.

Ready to Decide?

Apply for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

50,000 miles, worth about $850 estimated value, with a $99 annual fee.

Reward Program

AAdvantage®

Earns Miles

Learn more

Card Categories

TravelRewardsCo BrandAirline

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 3 of 3 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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