Card comparisonSide by side
Citi Secured Mastercard vs Wells Fargo Autograph® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Citi | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | secured | travel |
Card Tier Data: 1/2 cards | — | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | — | 18.49% – 28.49% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | — | Earn 20,000 points |
Bonus Value | — | $200 |
Reward Rate Data: 1/2 cards | — | 3x pts on dining |
Reward Program Data: 1/2 cards | — | Wells Fargo Rewards |
| Earning Rates | ||
| Dining | — | 3x ptsIncludes restaurants, dining in, take-out, catering, and delivery |
| Gas | — | 3x ptsIncludes gas stations and electric vehicle charging stations |
| Other Purchases | — | 1x ptsAll other net purchases |
| Phone Plans | — | 3x ptsIncludes cell phone and landline providers |
| Popular Streaming Services | — | 3x ptsIncludes select cable, pay television, and digital subscription services |
| Transit | — | 3x ptsIncludes subways, ride shares, passenger railway, taxis, ferries, tolls, and parking |
| Travel | — | 3x ptsIncludes airfare, hotels, car rentals, cruises, timeshares, discount travel sites, and campgrounds |
| Benefits | ||
Key Benefits | — |
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