Card comparisonSide by side
Discover it Cash Back Credit Card vs Discover it Student Cash Back
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Discover | Discover |
Card Network | ||
Card Type Data: 2/2 cards | cashback | student |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | — | No Credit Check(N/A) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 17.49% – 26.49% | 16.49% – 25.49% |
Intro APR | 0% for 15 months | 0% for 6 months |
| Rewards | ||
Welcome Bonus | Earn $0 | Earn $0 |
Bonus Value | — | — |
Reward Rate Data: 2/2 cards | 5% back on rotating categories | 5% back on rotating |
Reward Program Data: 2/2 cards | Discover Cashback Bonus | Discover Cashback Bonus |
| Earning Rates | ||
| all other purchases | 1% back | — |
| all_other_purchases | — | 1% back |
| rotating | — | 5% backAt different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. |
| rotating categories | 5% backAt different places you shop each quarter, up to the quarterly maximum when you activate. | — |
| Benefits | ||
Key Benefits |
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