Card comparisonSide by side
Discover it® Cash Back Credit Card vs Wells Fargo Active Cash® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Discover | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | cashback | cashback |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | 17.49% – 26.49% | 18.49% – 28.49% |
Intro APR | 0% for 15 months | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn $0 | Earn $200 |
Bonus Value | — | $200 |
Reward Rate Data: 2/2 cards | 5% back on rotating quarterly categories | 2% back on all eligible purchases |
Reward Program Data: 2/2 cards | Discover Cashback Bonus | Wells Fargo Rewards® |
| Earning Rates | ||
| All Purchases | — | 2% backUnlimited 2% cash rewards on all purchases with no categories to track or quarterly activations. |
| All eligible purchases | — | 2% back2% cash rewards are earned for every $1 spent in net purchases. Purchases that do not earn cash rewards include cash advances and cash equivalents, balance transfers, SUPERCHECKS, disputes, illegal actions and violations, certain gambling transactions, and fees or interest. |
| All other purchases | 1% backUnlimited; applies automatically to all purchases not in the 5% rotating category. | — |
| Rotating quarterly categories | 5% backEarn 5% cash back at different places each quarter, up to the quarterly maximum when you activate. Page examples include grocery stores, restaurants, gas stations, and more. | — |
| Rotating quarterly categories (e.g., grocery stores, restaurants, gas stations, Amazon.com) | 5% backActivation required each quarter; up to the quarterly maximum spend cap. Categories vary each quarter. | — |
| Benefits | ||
Key Benefits |
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