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Discover it Chrome vs Discover it Student Cash Back
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Discover | Discover |
Card Network | ||
Card Type Data: 2/2 cards | cashback | student |
Card Tier Data: 1/2 cards | — | Entry Level |
Credit Score | — | No Credit Check(N/A) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 17.49% – 26.49% | 16.49% – 25.49% |
Intro APR | 0% for 15 months | 0% for 6 months |
| Rewards | ||
Welcome Bonus | Earn $0 | Earn $0 |
Bonus Value | — | — |
Reward Rate Data: 2/2 cards | 2% back on gas stations and restaurants | 5% back on rotating |
Reward Program Data: 2/2 cards | Discover cash back rewards | Discover Cashback Bonus |
| Earning Rates | ||
| All other purchases | 1% backUnlimited base rate on other eligible net purchases; purchases in the gas and restaurant categories above the quarterly cap also earn this rate. | — |
| Gas stations and restaurants | 2% backApplies to the first $1,000 in combined purchases each calendar quarter at eligible U.S. stand-alone gas stations and restaurants. Merchant classification controls eligibility; affiliated locations and some digital-wallet or third-party-payment transactions may not qualify. | — |
| all_other_purchases | — | 1% back |
| rotating | — | 5% backAt different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. |
| Benefits | ||
Key Benefits |
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