Card comparisonSide by side
Discover it Student Cash Back vs Platinum Secured Credit Card from Capital One
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Discover | Capital One |
Card Network | ||
Card Type Data: 2/2 cards | student | secured |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | No Credit Check(N/A) | Poor(300-649) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 16.49% – 25.49% | — |
Intro APR | 0% for 6 months | — |
| Rewards | ||
Welcome Bonus | Earn $0 | — |
Bonus Value | — | — |
Reward Rate Data: 1/2 cards | 5% back on rotating | — |
Reward Program Data: 1/2 cards | Discover Cashback Bonus | — |
| Earning Rates | ||
| all_other_purchases | 1% back | — |
| rotating | 5% backAt different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. | — |
| Benefits | ||
Key Benefits |
|
|
