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Emirates Skywards Premium World Elite Mastercard vs Gap Encore Mastercard®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
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- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | Barclays |
Card Network | ||
Card Type Data: 1/2 cards | travel | — |
Card Tier Data: 2/2 cards | Premium | Entry Level |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $499 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 29.49% | 33.24% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 70,000 miles | Earn 20 points |
Bonus Value | $700 | $20 |
Reward Rate Data: 2/2 cards | 3x miles on emirates purchases | 5x pts on gap inc. family of brands |
Reward Program Data: 2/2 cards | Emirates Skywards | Encore Rewards |
| Earning Rates | ||
| All other purchases | 1x milesOn all other purchases | — |
| Emirates purchases | 3x milesOn eligible Emirates purchases | — |
| Gap Inc. family of brands | — | 5x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| Travel | 2x milesOn eligible travel purchases | — |
| all eligible retail apparel brands | — | 3x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| everywhere else Mastercard is accepted | — | 1x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. |
| Benefits | ||
Key Benefits |
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