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Emirates Skywards Premium World Elite Mastercard vs TD Cash Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | TD Bank |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Premium | Entry Level |
Credit Score | Excellent(750+) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $499 | $0 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | 19.49% – 29.49% | 18.49% – 28.49% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn 70,000 miles | Earn $200 |
Bonus Value | $700 | $200 |
Reward Rate Data: 2/2 cards | 3x miles on emirates purchases | 3% back on chosen top spend category |
Reward Program Data: 2/2 cards | Emirates Skywards | TD Cash Back Rewards |
| Earning Rates | ||
| All other purchases | 1x milesOn all other purchases | 1% backApplies to purchases outside of chosen 3% and 2% categories. Superstores and warehouse clubs only earn 1%. |
| Chosen second spend category | — | 2% backQuarterly selected category from options: Dining, Entertainment, Gas, Grocery Stores, or Travel. Defaults to Grocery Stores. |
| Chosen top spend category | — | 3% backQuarterly selected category from options: Dining, Entertainment, Gas, Grocery Stores, or Travel. Defaults to Dining. |
| Emirates purchases | 3x milesOn eligible Emirates purchases | — |
| Travel | 2x milesOn eligible travel purchases | — |
| Benefits | ||
Key Benefits |
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