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Emirates Skywards Premium World Elite Mastercard vs Wells Fargo Autograph Journey℠ Card

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Feature
Basic Information
Issuer
BarclaysWells Fargo
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
PremiumMid Tier
Credit Score
Excellent(750+)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$499$95
Foreign Transaction Fee
NoneNone
Purchase APR
19.49% – 29.49%
Intro APR
Rewards
Welcome Bonus
Earn 70,000 milesEarn 60,000 points
Bonus Value
$700$600
Reward Rate
Data: 2/2 cards
3x miles on emirates purchases5x pts on hotels
Reward Program
Data: 2/2 cards
Emirates SkywardsWells Fargo Rewards
Earning Rates
All other purchases1x mileson all other purchases
Emirates purchases3x mileson eligible Emirates purchases
Travel purchases2x mileson eligible travel purchases
airlines4x ptsAt retailers whose merchant category code is classified as airlines and air carriers.
all1x ptsOn all other net purchases.
dining3x ptsAt eating places, restaurants, drinking places, fast food restaurants, and caterers.
hotels5x ptsAt retailers whose merchant category code is classified as hotel/motel.
travel3x ptsIncludes timeshares, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, and campgrounds.
Benefits
Key Benefits
  • Airport Lounge Access via Priority Pass
  • Emirates Skywards Gold Tier Membership
  • Global Entry or TSA PreCheck Credit
  • +1 more
  • Annual travel credit
  • Baggage Insurance Plan
  • Cell Phone Protection
  • +1 more